Singapore Property Blog
Mortgage
60 articles étiqueté "Mortgage"
Bank Valuation and How It Shapes Your Loan
The bank valuation is a bank-appointed valuer's assessment of a property's market worth, used to size your loan. Your maximum loan is the LTV limit ap
Fixed vs Floating Home Loan Rates in Singapore
A fixed-rate home loan locks your interest rate for a set period (commonly 1–3 years), so your monthly repayment stays constant regardless of market m
Bridging Loans for Property Upgraders
A bridging loan is a short-term loan (typically up to 6 months) that covers the funding gap when you buy a new home before receiving the sale proceeds
IPA: In-Principle Approval for Your Home Loan
An In-Principle Approval (IPA), sometimes called Approval-in-Principle (AIP), is a non-binding indication from a bank of how much home loan you qualif
Bridging Loan for HDB to Condo Upgrade: Options & Costs
Guide to Bridging Loan for HDB to Condo Upgrade: Options & Costs — covering financial considerations, timing, ABSD implications, and practical steps f
SORA Rate Impact Analysis — Q4 2026
Q4 2026 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
Interest Rate Impact on Condo Market — Q2 2026
Interest rate impact analysis for Q2 2026. Current SORA: 3.25%.
Singapore Condo Mortgage Guide — Fixed vs Floating, SORA & Bank Packages
Comprehensive guide: Singapore Condo Mortgage Guide — Fixed vs Floating, SORA & Bank Packages. Covers 8 key topics for Singapore property buyers.
SORA Rate Tracker & Mortgage Impact Guide
Comprehensive guide: SORA Rate Tracker & Mortgage Impact Guide. Covers 8 key topics for Singapore property buyers.
Singapore Condo Refinancing Guide — When & How to Switch Lenders
Comprehensive guide: Singapore Condo Refinancing Guide — When & How to Switch Lenders. Covers 8 key topics for Singapore property buyers.
DSCR: Debt Service Coverage Ratio for Rental Properties
Debt Service Coverage Ratio (DSCR) is the monthly rental income divided by the monthly mortgage payment. A DSCR above 1.0 means your rental income cov
SORA Rate Impact Analysis — Q1 2024
Q1 2024 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
SORA Rate Impact Analysis — Q2 2024
Q2 2024 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
SORA Rate Impact Analysis — Q3 2024
Q3 2024 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
SORA Rate Impact Analysis — Q4 2024
Q4 2024 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
SORA Rate Impact Analysis — Q1 2025
Q1 2025 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
SORA Rate Impact Analysis — Q2 2025
Q2 2025 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
SORA Rate Impact Analysis — Q3 2025
Q3 2025 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.
HFE Letter: HDB Flat Eligibility for Financing
The HDB Flat Eligibility (HFE) letter is a mandatory document for all HDB flat buyers (BTO and resale). It confirms your eligibility to purchase, the
SORA Rate Impact Analysis — Q3 2026
Q3 2026 SORA rate impact. 3M SORA: 3.2500%. Mortgage scenarios, segment analysis, and refinancing guidance.