What Does It Mean?
The HDB resale levy is a payment second-time buyers make when they buy a second subsidised HDB flat or EC, to reduce the housing subsidy enjoyed twice. The amount is a fixed sum based on the first flat type (e.g. $40,000 for a 4-room, up to $55,000 for larger flats) and is deducted at the point of buying the second flat. It does not apply if your second purchase is a resale flat bought without a grant, or a private property.
Worked Example
Resale levy payable when buying a second subsidised flat or EC, by first flat type:
| First Subsidised Flat | Resale Levy |
|---|---|
| 2-room | $15,000 |
| 3-room | $30,000 |
| 4-room | $40,000 |
| 5-room | $45,000 |
| Executive flat | $50,000 |
The levy is a fixed dollar amount (not a percentage) deducted when you collect the keys to your second subsidised flat. It does not apply if your second home is a private property, or a resale flat bought without any CPF housing grant.
Why It Matters
The resale levy is a fixed cash cost — up to $55,000 — that second-time subsidised buyers must budget for when moving to another BTO or EC. Overlooking it can blow a hole in your financing plan, since it is deducted at key collection and cannot be paid with a housing loan.
Where to Find This on ShiokNest
- HDB Resale Purchase Checklist
Look for the tooltip icon next to this metric on ShiokNest for a quick reminder of its definition.
Official Sources
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Frequently Asked Questions
When do I pay the resale levy?
Does the resale levy apply if I buy private property next?
This glossary article is auto-generated from ShiokNest's financial data and updated periodically. Rates and figures are current as of July 2026. Check official sources for the latest.