HDB 걸레 계산자

HDB 최소 점유 기간(MOP) 카운트다운을 추적하고 업그레이드 일정을 계획하세요. MOP 만료를 확인하고, 보기를 계획하고, 판매 및 구매 일정을 조정하려면 키 수집 날짜를 입력하세요.

이 계산기는 ShiokNest의 계산기 탭에서 찾을 수 있습니다. 입력을 조정하면 결과가 즉시 업데이트됩니다. 기다리거나 페이지를 다시 로드할 필요가 없습니다.

The HDB Minimum Occupation Period (MOP) is the mandatory lock-in period during which you cannot sell, rent out the entire flat, or purchase a private residential property in Singapore. For standard HDB flats, MOP is 5 years from key collection. For PLH (Prime Location Housing) flats, MOP is 10 years. Missing the MOP deadline — even by a day — can expose you to HDB penalties and void the sale. The MOP planner tells you the exact date you become free to sell or rent.

The single most important number this calculator reveals is your MOP expiry date — the exact day your flat is no longer subject to MOP restrictions. If you received your keys on 15 March 2021, your MOP expires on 15 March 2026 (for standard flats). Many flat owners estimate loosely ("around 2026") and either list prematurely (risking HDB action) or delay unnecessarily (missing prime selling windows). The calculator gives you the precise date and counts down the remaining days.

The most common mistake HDB owners make is confusing MOP start date. MOP begins from the date of key collection (which HDB defines as the date of first payment of possession), NOT from the date of BTO application, not from the date of ballot selection, and not from the date of S&P signing. A buyer who waits 4 years from BTO application assuming they are 80% through MOP may discover their keys were collected 1 year later — and their MOP has barely started.

Use this calculator alongside the HDB Resale Levy Calculator and the Cash Proceeds Calculator to plan your HDB exit strategy comprehensively.