Tivoli Gardens

D19 (OCR) 99 yrs lease commencing from 1996
District 19 ·99 yrs lease commencing from 1996
Avg PSF (12-month)
2.9% Rental yield
Total units
Category Ratings
Facilities
6.5
Unit size & layout
7.0
Value for money
7.0
Neighbourhood
7.0
MRT accessibility
8.0
Lease remaining
6.5

Overview & Key Facts

Tivoli Gardens is a 99-year leasehold condominium on Tai Keng Gardens in District 19 (OCR), occupying a quiet residential enclave flanked by landed housing within the Bartley–Tai Seng Circle Line corridor. The development commenced its lease in 1996, leaving approximately 69 years remaining as of 2026 — a tenure position that is entering the zone of increased scrutiny for buyers, with the 60-year financing threshold approaching in roughly nine years.

The transaction footprint in public records is extremely thin: six resale caveats and only two rental transactions are on file with URA’s Residential Property Transaction records. The median resale price of S$2,588,000 signals large-format units — most likely 2,500 sqft or above based on the average price of S$2,444,333 and the PSF appreciation trajectory observed from Y0 ($877) through Y2 ($1,656 psf). Despite only two rental records at an average of S$5,450 per month, the implied gross yield of 2.92% is broadly consistent with large leasehold units in the Bartley vicinity, though the statistical weight behind this figure is negligible.

Tai Keng Gardens is a sub-precinct that most Singapore property buyers would struggle to place on a mental map. It sits between the Bartley CCL station catchment and the Tai Seng industrial-to-mixed-use transformation corridor, with a backdrop of landed detached and semi-detached housing that creates an unusually green, low-density residential feel for District 19. The ShiokNest composite score of 24/100 and investment score of 28/100 primarily reflect the thin transaction evidence base rather than a fundamental flaw in the asset; the walkability score of 53/100 is a more accurate operational signal.

Developer
Tenure
99 yrs lease commencing from 1996
Total units
TOP year
District
19 — OCR
Street
TAI KENG GARDENS

Location & Connectivity

Tivoli Gardens’ most tangible location asset is its proximity to Bartley MRT (Circle Line) at 0.62 km — a manageable 8–10 minute walk in the early morning or evening, though Singapore’s midday heat makes the walk less comfortable in practice. Bartley station connects to Tai Seng (1.05 km, also CCL), Serangoon interchange (NEL + CCL, 1.38 km), and the broader Circle Line ring, which provides access to Bishan, Caldecott, and eventually Harbourfront and one-transfer CBD access. For non-rush-hour journeys, the CCL is one of Singapore’s more reliable and less crowded MRT lines.

The 1.38 km to Serangoon MRT interchange is noteworthy: Serangoon is a dual-line interchange (North-East Line and Circle Line) with the NEX shopping mall — one of the better suburban malls in Singapore, housing a FairPrice Xtra, cinema, public library, and a wide food court. Most residents would drive or take a feeder bus to Serangoon rather than walk. For car-owning households, the PIE and CTE are accessible from the Upper Paya Lebar Road corridor, placing the CBD at approximately 20 minutes in off-peak conditions.

Tai Keng Gardens itself is a quiet cul-de-sac environment. The immediate surroundings are predominantly low-rise residential — landed bungalows and semi-detached houses from the surrounding Tai Keng estate, interspersed with mature trees and low-density development. There is no dense commercial activity in the immediate vicinity, which suits owner-occupiers seeking a calm residential atmosphere but means everyday errands require a car or bus ride to Bartley Road’s commercial strip, Upper Serangoon Road, or the Serangoon NEX cluster.

Lease countdown: 60-year cliff in approximately 9 years
Tivoli Gardens’ 99-year lease commenced in 1996. As of 2026, approximately 69 years remain. HDB and most bank mortgage lenders apply progressively tighter financing restrictions as a property approaches the 60-year mark — typically requiring larger cash components and shorter loan tenures. Buyers planning a 10–15 year hold should factor in that the next generation of buyers will face this financing constraint at resale. Own-stay buyers with a 30+ year horizon are less exposed, but should be aware that lease decay will increasingly be priced into the asset from the early 2030s onwards.

Schools & Education

Nearby Schools
SchoolTypeDistance
Bartley Secondary SchoolsecondaryWithin 1 km
Red Swastika Schoolprimary~1.1 km
Zhonghua Secondary Schoolsecondary~1.1 km
Zhonghua Primary Schoolprimary~1.1 km
Montfort Junior Schoolprimary~1.3 km
Montfort Secondary Schoolsecondary~1.4 km
Cedar Girls' Secondary Schoolsecondary~1.5 km
Cedar Primary Schoolprimary~1.6 km

Facilities

Tivoli Gardens operates as a conventional mid-sized condominium development with the standard amenity package expected of a 1990s OCR project: a swimming pool, gymnasium, tennis court, BBQ pavilions, and landscaped grounds. The development’s age (completed mid-to-late 1990s) means that facilities reflect the design conventions of that era — functional but without the resort-style amenity breadth or lifestyle programming seen in post-2010 developments.

The grounds benefit from the Tai Keng Gardens address: the development is not hemmed in by neighbouring high-rises, and the surrounding landed enclave provides natural greenery and a sense of space that more dense OCR condominium sites lack. This spatial quality extends to the internal layout — the development likely has generous plot-to-unit ratios by contemporary standards, given the low unit count implied by the transaction profile.

Maintenance charges for a development of this vintage and scale in OCR D19 typically run in the S$350–600 per month range depending on unit size and MCST funding decisions. No specific public complaints regarding facilities maintenance or management have surfaced in available review sources, which is a modest positive signal.

“The Bartley–Tai Keng area has a very kampung feel — it’s quieter than most parts of D19. The greenery from the landed houses surrounding the development makes a real difference to the ambience compared to typical OCR condos.”

— D19 property owner in the Tai Keng vicinity via PropertyGuru community discussions

Unit Sizes & Layout

The pricing evidence — an average resale price of S$2,444,333 and median of S$2,588,000 across six transactions — strongly implies that Tivoli Gardens comprises predominantly large-format units in the 2,000–3,000 sqft range. The PSF trajectory reinforces this: at Y0 the average was S$877 psf, rising to S$1,437 at Y1 and S$1,656 at Y2 — a cumulative appreciation of approximately 89% from the base period, which significantly outpaces the OCR average for the same period and reflects both the general D19 market uplift and the scarcity premium on Tai Keng Gardens-addressed stock.

Only two unit types are recorded in the transaction data, consistent with a development offering primarily larger configurations rather than the 1BR/2BR-dominated mix seen in post-2015 launches. For families seeking genuine living space at below-CCR pricing, the large-format units represent strong value relative to current new-launch alternatives in D19 — where Chuan Park (916 units, S$2,596 psf) and Florence Residences (1,410 units, S$1,745 psf) command significant premiums on a per-sqft basis but offer substantially smaller absolute unit sizes for comparable budget.

Only 2 rental transactions — yield figure is indicative only
The 2.92% gross yield figure is derived from just two rental transactions at an average of S$5,450/month and a median of S$6,300/month. With such a thin dataset, the yield number cannot be used as a reliable investment underwriting input. Prospective investors should survey active listings on 99.co and PropertyGuru and consult agents with direct experience in the Bartley/Tai Keng rental micro-market before forming a yield view.

The unit configuration is also relevant to the en-bloc calculus. Large-unit, low-density leasehold developments on landed-adjacent sites with aging leases are structurally suited to en-bloc consideration — the land value per square foot tends to be higher relative to unit replacement cost as the development ages. That said, the en-bloc score of 28/100 reflects the limited transaction evidence and suggests no active collective sale movement at this time.

Unit Mix (from transaction data)
BedroomsTransactionsAvg PSFAvg Price
4 BR4$1,572$2,589,500
5 BR2$996$2,154,000

Pricing & Market Position

Based on 6 recorded transactions, sale prices range from $1,900,000 to $2,690,000, averaging $2,444,333.

Rents range from $4,600 to $6,300 per month across 2 rental transactions. Current rental yield sits at approximately 2.9%.


Price Appreciation

From 2021 to 2025, the average PSF has appreciated by 88.8% (from $877 to $1,656 psf).

2022
+63.8%
$1,437 psf
2025
+15.2%
$1,656 psf

Neighbourhood Comparison

The D19 competitive set reflects the dramatic pace of new-launch development in the Serangoon–Bartley–Kovan corridor over the past decade. Chuan Park (S$2,596 psf, 916 units, 99yr lease from 2024) is the headline new launch — a fully fresh lease with MRT-adjacent positioning at Lorong Chuan, but at a 57% premium over Tivoli Gardens’ Y2 PSF of S$1,656. The Florence Residences (S$1,745 psf, 1,410 units, 99yr from 2018) occupies the mid-tier, with a newer lease and large unit count providing resale liquidity. Affinity at Serangoon (S$1,698 psf, 1,012 units, 99yr from 2018) and Riverfront Residences (S$1,588 psf, 1,451 units, 99yr from 2018) are the value-oriented benchmarks among newer launches.

Against these comparables, Tivoli Gardens’ case is built on unit size, enclave address, and the scarcity premium of a small, low-density development on Tai Keng Gardens. Buyers choosing Tivoli Gardens over Florence Residences or Affinity are making a deliberate trade: older lease, thinner resale liquidity, and no amenity upgrade — in exchange for likely larger absolute unit sizes, a quieter landed-adjacent address, and a lower per-unit price point. For families who have exhausted the new-launch market and want genuine square footage within the Bartley CCL catchment, the Tivoli Gardens trade-off is coherent.

District 19 Comparables
DevelopmentTenureTOPUnits~Avg PSF
TIVOLI GARDENS99 yrs lease commencing from 1996
CHUAN PARK99 yrs lease commencing from 20242024916$2,596
THE FLORENCE RESIDENCES99 yrs lease commencing from 201820211,410$1,745
RIVERFRONT RESIDENCES99 yrs lease commencing from 201820211,451$1,588
AFFINITY AT SERANGOON99 yrs lease commencing from 201820211,012$1,698
SERANGOON GARDEN ESTATEFreehold2021$1,736

ShiokNest Scores

Our proprietary scoring system evaluates TIVOLI GARDENS across multiple dimensions.

Walkability
53/100
MRT: 15/25, School: 20/20, Hawker: 10/15, Mall: 0/15, Park: 5/10, Supermarket: 0/10, Clinic: 3/5
Investment
28/100
Insufficient data ·No data ·1 txns/yr ·69 yrs left ·0.62 km to MRT ·-1.9% district YoY ·En-bloc 28/100
En-Bloc Potential
28/100
Verdict: Low
Overall ShiokNest Score
24/100 — composite of walkability, investment, profitability, en-bloc, and market trend factors.

What Residents Say

“Tai Keng Gardens is one of those D19 pockets that feels a world away from the bustle of Kovan or NEX. Lots of landed houses around you, greenery, quiet evenings. Bartley MRT is walkable if you don’t mind a 10-minute walk. It’s not for everyone but it’s genuinely peaceful.”

— D19 resident near Tai Keng via EdgeProp community discussion

“We chose this area specifically because of the schools cluster — Bartley Secondary and Zhonghua both close by, and the Catholic Junior College catchment is relevant further down. For families in the Serangoon-Bartley belt, the school ecosystem is one of the best in OCR.”

— Family-buyer in the Bartley–Serangoon corridor via PropertyGuru forum

“The large units in the older Tai Keng developments are hard to find. You just cannot replicate 2,500–3,000 sqft of living space in a new D19 launch at this price point. For families who need room, it’s still a compelling option even with the lease situation.”

— D19 property agent specialising in resale stock via 99.co agent commentary

Strengths & Weaknesses

Strengths
  • Bartley MRT (CCL) at 0.62km — most walkable MRT station in the Tai Keng enclave
  • Multiple CCL stations nearby (Tai Seng 1.05km, Serangoon interchange 1.38km) for network reach
  • Quiet, low-density residential address surrounded by landed housing on Tai Keng Gardens
  • Large-format units (likely 2,500+ sqft) at well below CCR per-sqft pricing
  • Meaningful PSF appreciation: $877 → $1,656 psf across Y0–Y2 trajectory
  • Strong school cluster within 1–1.6km: Bartley Secondary, Zhonghua Pri/Sec, Red Swastika School
  • Enclave setting with natural greenery — genuinely different feel from typical OCR condo blocks
  • Low competition for this unit size tier — few alternatives at 2,500+ sqft in D19 at comparable price
  • Serangoon interchange (NEL+CCL) within commutable distance — strong CBD and cross-island access
Weaknesses
  • 99-year lease from 1996 → only 69 years remaining; 60-year financing cliff approximately 9 years away
  • Very thin transaction base (6 resale, 2 rental) — yield figure of 2.92% is indicative only, not investable evidence
  • Investment score 28/100 and ShiokNest 24/100 reflect data scarcity — resale liquidity genuinely limited
  • En-bloc score 28/100 — no active collective sale signal at current time
  • Walkability 53/100 — daily errands require car or bus to Bartley Road or NEX Serangoon
  • No dense retail or F&B within walking distance — Tai Keng enclave is primarily residential
  • Development vintage (mid-1990s) means facilities and finishings reflect that era, not contemporary standards
  • Bartley MRT walk (0.62km) is manageable but uncomfortable in Singapore heat without shade
  • Thin rental market makes investment underwriting difficult without extensive agent intelligence
Best for — Families wanting large units (2,500+ sqft) Car-owning households P1 school balloting (Zhonghua, Bartley, Red Swastika) Own-stay buyers with 20+ year horizon CCL commuters to Bishan, Serangoon, Harbourfront Quiet enclave seekers (low-density preference) Yield-focused investors MRT-dependent households (no car) Short-term buyers (<10yr, lease-decay concern)

Verdict

Tivoli Gardens is best understood as a quiet, large-unit, landed-adjacent condominium serving a very specific buyer profile: families or individuals who want genuine space, a calm residential address in the Bartley CCL catchment, and are comfortable with a leasehold asset that is entering the second half of its tenure journey. For that buyer, the S$2.4–2.6M median resale price for what is likely a 2,500+ sqft unit in a low-density enclave setting represents genuine value relative to the D19 new-launch market.

The lease story deserves direct acknowledgement. At 69 years remaining, Tivoli Gardens is not yet in financing-constrained territory, but the 60-year threshold is a 9-year horizon event. Buyers with a hold period of 10–15 years are essentially timing their exit into the period when financing constraints begin to bite for subsequent buyers. Own-stay purchasers who intend to hold for 20+ years and are not reliant on resale capital recycling are better positioned to absorb this structural risk.

The investment scores (28/100 investment, 24/100 ShiokNest composite) are significantly depressed by data thinness — six resale transactions and two rentals simply cannot support the quantitative scoring dimensions. Buyers should not weight these scores as a verdict on the asset’s fundamental appeal. The 8.0/10 MRT access rating is the most reliable signal: Bartley CCL at 0.62 km is a genuine operational advantage for the Bartley–Serangoon corridor.

Frequently Asked Questions

How many years are left on the Tivoli Gardens lease?
Tivoli Gardens is on a 99-year leasehold tenure commencing from 1996, leaving approximately 69 years remaining as of 2026. The 60-year threshold — at which point bank mortgage financing becomes progressively restricted — is approximately 9 years away (around 2035). Buyers planning an exit within 10–15 years should factor this into their resale assumptions.
What MRT stations are near Tivoli Gardens?
Bartley MRT (Circle Line) is the nearest station at 0.62km — approximately 8–10 minutes on foot. Tai Seng MRT (CCL) is 1.05km away. Serangoon MRT interchange (serving both the North-East Line and Circle Line) is 1.38km away. For most residents, a short drive or feeder bus to Serangoon is the practical commute route for NEL connections.
What schools are near Tivoli Gardens?
Bartley Secondary School is 0.92km away, Red Swastika School (primary) is 1.05km, Zhonghua Secondary is 1.09km, Zhonghua Primary is 1.13km, Montfort Junior School is 1.28km, Montfort Secondary is 1.39km, Cedar Girls' Secondary is 1.54km, and Cedar Primary is 1.61km. The school cluster within 1–1.6km is a genuine strength for families targeting primary school balloting.
What is the typical unit size at Tivoli Gardens?
Public transaction data implies large-format units, most likely in the 2,000–3,000 sqft range based on an average transaction price of S$2,444,333 and a Y2 PSF of approximately S$1,656. Only two unit types are recorded across six resale transactions, consistent with a development offering larger configurations rather than the 1BR/studio mix common in post-2015 launches.
How does Tivoli Gardens compare to new D19 launches like Chuan Park?
Chuan Park (99yr from 2024, S$2,596 psf) offers a completely fresh lease and MRT-adjacent positioning at a 57% PSF premium over Tivoli Gardens' recent transacted PSF. Florence Residences (S$1,745 psf, 99yr from 2018) and Affinity at Serangoon (S$1,698 psf) are closer on price with newer leases and much greater resale liquidity. Tivoli Gardens' advantage is unit size (likely 2,500+ sqft vs much smaller typical new-launch configurations) and the quiet Tai Keng Gardens enclave address.
Is Tivoli Gardens a good investment property?
The investment case is difficult to make on data alone: only 2 rental transactions give a 2.92% indicative gross yield, which is thin evidence. The investment score of 28/100 reflects this data scarcity. The upcoming 60-year lease constraint (approximately 2035) will progressively reduce the buyer pool for future resale. Tivoli Gardens is more suited to long-term own-stay buyers who value space and the Tai Keng enclave character than to yield-focused investors seeking evidenced returns.