Disclaimer
Isenção de responsabilidade
Última atualização: 21 de abril de 2026
1. General Disclaimer
The information provided on ShiokNest.com (the "Site") is for general informational and educational purposes only. While we make reasonable efforts to ensure the accuracy and timeliness of the content, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Site.
2. Not Financial or Investment Advice
The content on this Site does not constitute financial, investment, tax, or legal advice and should not be relied upon as such. Property market data, analytics, yield calculations, appreciation estimates, mortgage projections, and any other financial metrics presented are for informational purposes only.
Before making any property purchase, sale, investment, or financing decision, you should:
- Consult a licensed property agent or real estate professional
- Seek advice from a qualified financial advisor
- Consult a lawyer for legal matters related to property transactions
- Speak with a tax professional regarding tax implications
- Conduct your own independent due diligence
3. Data Accuracy and Limitations
Property transaction data on this Site is sourced primarily from the Urban Redevelopment Authority (URA) of Singapore, supplemented by other publicly available sources. Important limitations:
- Transaction data may be delayed, incomplete, or contain errors in the source data.
- Calculated metrics (price per square foot, rental yield, capital appreciation, lease remaining, price indices) are computed approximations based on available data points and may not reflect actual market values.
- Property metadata (developer names, TOP year, total units, tenure details) may be incomplete, outdated, or sourced from third-party directories that may contain inaccuracies.
- Geocoding data (property locations on maps) may not be perfectly accurate and should not be relied upon for surveying or boundary purposes.
- Historical trends and past performance data are not indicative of future results.
4. Calculators and Tools
The calculators, simulators, and analytical tools provided on this Site (including but not limited to mortgage calculators, stamp duty calculators, rental yield calculators, and investment analysis tools) produce estimates based on the inputs you provide and general assumptions. These tools:
- Are for illustrative and educational purposes only
- Use simplified models that may not account for all real-world variables
- May use default values, rates, or assumptions that differ from your actual situation
- Should not be used as the sole basis for any financial decision
- Are not substitutes for professional financial modelling or advice
5. AI-Generated and Automated Content
Some content on this Site, including but not limited to market reports, district profiles, property analyses, and article summaries, may be generated or assisted by automated data analysis and artificial intelligence tools. Such content:
- May contain factual errors, outdated information, or analytical flaws
- Is provided as-is without guarantee of accuracy or completeness
- Should be verified independently before being relied upon
- Does not represent the views or opinions of any licensed professional
6. No Professional Relationship
Use of this Site does not create any professional-client relationship between you and ShiokNest.com, its operators, or any contributors. No fiduciary duty, advisory relationship, or duty of care is established through your use of the Site.
7. External Links
This Site may contain links to external websites and services, including but not limited to government websites (URA, HDB), property portals, financial tools, and news sources. These links are provided for convenience and informational purposes. We do not endorse, control, or assume responsibility for the content, accuracy, privacy practices, or availability of any external sites.
8. Market Risk
Property investment carries inherent risks, including but not limited to:
- Market downturns and price declines
- Interest rate fluctuations affecting mortgage costs
- Changes in government policies, cooling measures, or regulations
- Vacancy periods and rental income variability
- Currency risk for foreign buyers
- Liquidity risk (inability to sell quickly at desired price)
- Development and construction risks for new launches
Past performance is not indicative of future results. Any projections, forecasts, or trend analyses shown on this Site are hypothetical and should not be interpreted as predictions of future market performance.
9. Limitation of Liability
To the maximum extent permitted by applicable law, ShiokNest.com, its operators, employees, affiliates, and contributors shall not be liable for any loss, damage, or expense (including but not limited to direct, indirect, incidental, consequential, special, or punitive damages) arising from or in connection with your use of or reliance on the Site, its content, tools, or any linked services, regardless of the cause of action or the theory of liability.
10. Regulatory Compliance
This Site is not licensed, registered, or regulated by the Monetary Authority of Singapore (MAS), Securities and Futures Commission, or any other financial regulatory body. The Site does not hold a Capital Markets Services licence, Financial Adviser's licence, or Real Estate Agent licence. Content on this Site should not be construed as a regulated activity or a solicitation to buy, sell, or hold any property or financial product.
11. Changes to This Disclaimer
We reserve the right to modify this Disclaimer at any time. Changes will be effective immediately upon posting with an updated "Last updated" date. Your continued use of the Site after any changes constitutes acceptance of the revised Disclaimer.
12. Contact
If you have questions about this Disclaimer, please use the Feedback form to contact us.