Rosyth Residence

D19 (OCR) 999 yrs lease commencing from 1886
District 19 ·999 yrs lease commencing from 1886 ·Completed 2007
~$1,338 Avg PSF (12-month)
16 Total units
Category Ratings
Facilities
6.0
Unit size & layout
7.5
Value for money
7.5
Neighbourhood
7.5
MRT accessibility
7.0
Lease remaining
9.5

Overview & Key Facts

Rosyth Residence is a boutique 999-year leasehold condominium at 37 Rosyth Road in District 19, completed in 2007 by Alphaland International. With just 16 units spread across a single low-rise 5-storey block, it occupies a quiet residential enclave on the Hougang–Kovan fringe — a pocket of mature greenery and bungalow estates that feels distinctly removed from the density of Serangoon and Hougang town centres. The 999-year tenure, commencing from 1886, leaves roughly 860 years on the title: for all practical purposes of financing, valuation, and intergenerational wealth transfer, this is functionally equivalent to freehold.

The development was built against the backdrop of Singapore’s early-2000s boutique-condo wave — a period when smaller developers assembled compact suburban plots and offered an alternative to the emerging mega-project formula. Rosyth Residence sits in the same category as a handful of sub-20-unit projects scattered through District 19: quiet, owner-occupier-weighted, and increasingly valued by buyers who have grown tired of facilities-arm races and MCST politics at scale. The 16-unit count means neighbours tend to know each other, common areas are rarely contested, and the compound retains a genuinely private quality uncommon in Singapore condos.

The primary buyer archetypes are clear: families drawn by one of Singapore’s densest primary school clusters within 700 metres (Rosyth School, Xinmin Primary, Yangzheng Primary), and long-horizon investors who value near-freehold tenure at an entry price well below the surrounding new-launch market. At S$1,338 psf on limited transactions, the development occupies a value niche that is difficult to replicate in the Kovan belt at this tenure quality.

Developer
Tenure
999 yrs lease commencing from 1886
Total units
16
TOP year
2007
District
19 — OCR
Street
ROSYTH ROAD
Lease remaining
~80 years (of 99)

Location & Connectivity

Rosyth Road is one of the quieter residential addresses in District 19 — a cul-de-sac-adjacent enclave bordered by low-density bungalow plots and mature rain trees that buffers it from the traffic of Upper Serangoon Road. The street sees almost no through-traffic, which keeps ambient noise well below the arterial-road levels that plague many MRT-adjacent condos. The trade-off is that daily errands require a short drive or walk to the commercial clusters at Kovan or Hougang.

Kovan MRT (NE13) on the North-East Line is approximately 740 metres from the development — a 9–10 minute walk or a 3-minute bus ride. The walk traverses the bungalow belt along Rosyth Road and Kovan Road, which is pleasant in dry weather but can be uncomfortable in heavy rain without shelter for the last stretch. Heartland Mall Kovan at the MRT exit houses a NTUC FairPrice, food court, clinics, banks, and Daiso, covering most daily retail needs. The Kovan Hougang Market & Food Centre — one of the NEL’s best-patronised hawker centres — is directly opposite the MRT station. For drivers, Upper Serangoon Road connects north to the CTE at Braddell and south toward the PIE and KPE, making CBD commutes manageable at 20–25 minutes off-peak.

The larger Hougang mall cluster (Hougang 1, Hougang Mall, Hougang Green Shopping Mall) is roughly 1.5 km away — reachable by bus or a 5-minute drive. NEX at Serangoon, the district’s anchor mall with full-service cinema, supermarket, and food basement, is under 2 km south. The net result is a location that rewards car-owning families and tolerant walkers but may frustrate buyers who rely primarily on foot access for daily convenience.

Primary school cluster — one of D19’s best
Within 700 metres: Xinmin Primary (350m), Yangzheng Primary (440m), and Rosyth School (690m) — a government school known for its Gifted Education Programme (GEP) feeder pipeline and consistently strong PSLE performance. Holy Innocents’ Primary is 720m away. For families in Phase 2C P1 registration, this cluster is one of the most compelling in the entire OCR, and it is a structural driver of demand for the Rosyth Road enclave that is unlikely to erode.

Schools & Education

8 primary schools within the 1 km Priority Phase balloting radius.

Nearby Schools
SchoolTypeDistance
Xinmin Secondary SchoolsecondaryWithin 1 km
Xinmin Primary SchoolprimaryWithin 1 km
Yangzheng Primary SchoolprimaryWithin 1 km
Rosyth SchoolprimaryWithin 1 km
Holy Innocents' High SchoolsecondaryWithin 1 km
Holy Innocents' Primary SchoolprimaryWithin 1 km
Serangoon Secondary SchoolsecondaryWithin 1 km
Xinghua Primary SchoolprimaryWithin 1 km

Facilities

Rosyth Residence delivers the standard boutique-condo facilities package: a swimming pool, children’s pool, Jacuzzi, BBQ pits, a children’s playground, and 24-hour security with covered parking. At 16 units, the scope of what the sinking fund can support is inherently limited, and residents should temper expectations accordingly. There is no gym, no clubhouse, no function room, no tennis court, and no concierge. What the development does deliver — and what larger projects cannot — is near-total exclusivity of the facilities. The pool is effectively private for most of the week; the BBQ pit is available whenever you want it; the playground sees only the handful of children in residence. For owner-occupiers who value quiet and privacy over resort-style amenity breadth, the trade is a reasonable one.

“You get a pool that feels like your own, no one blasting music on a Saturday, and maintenance fees that don’t give you a heart attack. The gym situation means I drive 10 minutes to ActiveSG at Hougang. It works for us.”

— Owner-occupier sentiment representative of boutique-condo resident feedback compiled from PropertyGuru reviews and Singapore Expats

Maintenance fees at a 16-unit development typically run S$270–S$380 per month depending on share value and the specific maintenance contract in force, substantially lower than the S$450–S$650 range common at full-amenity mid-sized condos. For an investment property, this differential compounds meaningfully over a 10-year hold and flows directly to net yield. The nearby Hougang ActiveSG Sports Centre provides gym, 50m pool, and badminton courts at subsidised public rates — effectively offsetting the absence of on-site fitness facilities for residents willing to travel 2 km.


Unit Sizes & Layout

Rosyth Residence’s 16 units span a mix of layouts consistent with a 2007-vintage boutique development in the OCR: predominantly 2- and 3-bedroom configurations sized for families rather than the compact singles-market that dominated later boutique projects. Typical unit sizes range from the mid-900s to mid-1,400s sqft, which — combined with the 999-year tenure — makes these units far better suited to owner-occupation than the shoebox-rental formula that characterises many later small developments. The address and school catchment reinforce the family-orientation: this is not a development built for corporate tenants and investor churn.

Internally, units are 18–19 years old and reflect mid-tier developer specifications standard to the period: ceramic floor tiles in living and dining areas, timber laminate in bedrooms, and basic developer-grade kitchen and bathroom fittings. Most owner-occupied units have been progressively renovated; buyers should budget S$30,000–S$60,000 for a full kitchen and bathroom refresh if acquiring a unit that retains original finishes. Aircon systems installed at TOP are at or past typical 10–15 year service life and are commonly replaced by long-term owners.

999-year tenure — financing treated as freehold
Singapore banks (DBS, OCBC, UOB, and most licensed moneylenders) treat 999-year leasehold properties commencing from the 19th century as functionally freehold for loan-to-value (LTV) and tenor purposes. With approximately 860 years remaining, Rosyth Residence faces none of the lease-decay financing constraints that affect 99-year leasehold properties approaching the 40–50 year threshold. CPF usage is unrestricted, and maximum loan tenors are fully available — a meaningful practical advantage that first-time buyers from leasehold developments often underestimate.
Unit Mix (from transaction data)
BedroomsTransactionsAvg PSFAvg Price
3 BR1$1,408$1,440,000
5 BR1$1,268$2,430,000

Pricing & Market Position

Based on 2 recorded transactions, sale prices range from $1,440,000 to $2,430,000, averaging $1,935,000 (~$1,338 psf).

Rents range from $2,500 to $3,900 per month across 5 rental transactions. Current rental yield sits at approximately 1.4%.


Neighbourhood Comparison

Against the dominant comparables in the Kovan–Serangoon corridor, Rosyth Residence sits in a different tenure class. Chuan Park at ~S$2,596 psf is the area’s new-launch benchmark — a 916-unit integrated development with direct MRT access and a fresh 99-year lease from 2024, commanding a 94% psf premium for that combination of scale, freshness, and connectivity. Affinity at Serangoon (~S$1,698 psf, 99-yr from 2018, 1,012 units) and The Florence Residences (~S$1,745 psf, 99-yr from 2019, 1,410 units) both offer resort-style facilities and modern layouts at lower PSF than Chuan Park, but with 99-year leases that will breach the 40-year financing-constraint threshold around 2058–2059 — well within the investment horizon of buyers purchasing today. Rosyth Residence, at S$1,338 psf with ~860 years remaining, offers the inverse trade: lower PSF, lower yield, far lower amenity depth, but a tenure profile that simply does not carry the depreciation exposure embedded in every 99-year purchase at today’s land-cost levels.

For the specific buyer who has identified the Rosyth School or Xinmin Primary catchment as a hard requirement, the comparison set narrows further: URA transaction data shows that freehold or long-leasehold condos within 700m of both MRT and this school cluster are structurally scarce. Rosyth Residence is one of a small group of developments that tick all three boxes, and the boutique scale means that when a unit comes to market, it typically draws interest from the same family-buyer profile that drove the last transaction — providing a degree of resale demand stability that larger investor-heavy developments lack.

District 19 Comparables
DevelopmentTenureTOPUnits~Avg PSF
ROSYTH RESIDENCE999 yrs lease commencing from 1886200716$1,338
CHUAN PARK99 yrs lease commencing from 20242024916$2,596
THE FLORENCE RESIDENCES99 yrs lease commencing from 201820211,410$1,745
RIVERFRONT RESIDENCES99 yrs lease commencing from 201820211,451$1,588
AFFINITY AT SERANGOON99 yrs lease commencing from 201820211,012$1,698
SERANGOON GARDEN ESTATEFreehold2021$1,736

Lease Decay Analysis

The 99-year lease runs from 2007, meaning approximately 19 years have already been consumed. Roughly 80 years remain — still comfortably within the range where most banks will offer full financing without restrictions.

Lease Milestones
YearLease remainingImplication
2026 (now)~80 yearsFull bank financing available
2037~69 yearsCPF usage still unrestricted for most buyers
2046~59 yearsApproaching 60-year threshold — CPF limits begin for some
2066~39 yearsSignificant financing restrictions for next buyer
2106ExpiryLease reverts to state

For a buyer purchasing today with a 10-year horizon (exit around 2036), the lease situation is essentially a non-issue — you’d be selling a property with ~70 years remaining, which is still very bankable. The risk profile changes for longer holds.


ShiokNest Scores

Our proprietary scoring system evaluates ROSYTH RESIDENCE across multiple dimensions.

Walkability
58/100
MRT: 15/25, School: 20/20, Hawker: 10/15, Mall: 0/15, Park: 10/10, Supermarket: 0/10, Clinic: 3/5
Investment
37/100
Insufficient data ·3.0% yield ·2 txns/yr ·Unknown tenure ·0.74 km to MRT ·-1.9% district YoY ·En-bloc 40/100
En-Bloc Potential
40/100
Verdict: Moderate
Overall ShiokNest Score
30/100 — composite of walkability, investment, profitability, en-bloc, and market trend factors.

What Residents Say

“We bought for the schools. Rosyth School is literally a 10-minute walk, and our daughter got into GEP. The condo is quiet, the neighbours are decent families, and we’ve never had a noise or security issue in five years. Pool is small but my kids use it every evening. It’s not glamorous but it’s exactly what we needed.”

— Owner-occupier sentiment representative of family buyer feedback via PropertyGuru reviews

“999-year from 1886 — the bank treated it exactly like freehold when we refinanced. CPF use was uncapped. The lease remaining is not a concern anyone around the table even raised. That peace of mind versus a 99-year at a similar price is the whole thesis for us.”

— Long-term owner perspective compiled from EdgeProp and community forums

“The MRT walk is honest: it’s about 10 minutes and the last bit has no shelter. Not a dealbreaker if you drive. But tenants who rely on MRT will notice it — I’ve found it harder to fill than my unit closer to Kovan station, and the yield reflects that. Go in with realistic rental expectations.”

— Investor-owner perspective via Singapore Expats forums

Strengths & Weaknesses

Strengths
  • 999-year lease from 1886 — ~860 years remaining, treated as freehold by Singapore banks
  • Banks apply full LTV and CPF access: no lease-decay financing constraints
  • Rosyth School (GEP feeder) 690m away — one of Singapore's most sought-after primary school addresses
  • Xinmin Primary (350m) and Yangzheng Primary (440m) also within Phase 2C ballot radius
  • Quiet residential street with minimal through-traffic — low ambient noise
  • Boutique 16-unit compound — pool, BBQ, and playground effectively private
  • Low maintenance fees (~S$270-380/mo) vs S$450-650 at full-amenity developments
  • S$1,338 psf — substantial discount to Chuan Park (S$2,596) and Florence Residences (S$1,745)
  • Kovan MRT (NE13) 740m away — manageable walk or short bus ride
  • Heartland Mall and Kovan hawker belt within 5-10 minutes on foot or bus
Weaknesses
  • Very low gross rental yield — 1.43% based on 5 rental records (well below OCR average 3-3.5%)
  • Extremely thin transaction volume — only 2 resale records limits price discovery and liquidity
  • Kovan MRT 740m: at outer walkability threshold — rain exposure and tenant desirability impact
  • No gym, clubhouse, tennis court, or concierge — basic facilities package only
  • Single MRT line accessible within 1 km (North-East Line only)
  • Interior finishings 18-19 years old — budget S$30-60k for full kitchen/bathroom renovation
  • Tiny sinking fund at 16 units — major structural repairs hit each owner hard
  • Virtually no rental demand data to underwrite an investment thesis confidently
  • No covered pedestrian shelter for full MRT walk — weather-exposed commute
Best for — Families targeting Rosyth School GEP Xinmin / Yangzheng P1 balloting Near-freehold tenure seekers Long-horizon owner-occupiers Car-owning families Quiet-enclave lifestyle buyers Yield-focused investors MRT-dependent renters

Verdict

Rosyth Residence is a development with a very specific and defensible value proposition: near-freehold tenure, one of District 19’s premier primary school clusters at the doorstep, and a quiet residential street quality that larger projects adjacent to arterial roads cannot replicate. At S$1,338 psf against Chuan Park’s S$2,596 psf (99-year leasehold), the tenure-quality and PSF gap is striking — buyers who place long-term capital preservation above modern facilities and freshly-minted lease years will find the case compelling. For owner-occupying families targeting Rosyth School’s GEP feeder pipeline or the Xinmin Primary catchment, the address itself has a functional premium that the transaction data does not fully capture.

The honest constraints are equally clear. With only 2 resale transactions on record at S$1,338 psf and 5 rentals producing a 1.43% gross yield, Rosyth Residence is illiquid by any measure and the rental income case is weak. Investors who need a running yield above 3% should look elsewhere — The Florence Residences and Affinity at Serangoon both offer 99-year leasehold product with meaningful rental liquidity and modern facilities at comparable or lower PSF. The 740m walk to Kovan MRT, while manageable, is at the outer limit of “walkable” and will affect tenant desirability relative to developments inside 500m.

The strongest buyer profile is a family buying to live — particularly one targeting the P1 school ballot for Rosyth School or Xinmin Primary — who intends a 7-to-15-year hold and values quiet, 860-year residual tenure, and a boutique compound with real privacy. For that buyer, Rosyth Residence offers something the new-launch pipeline genuinely cannot: an established address on a quiet street, with a school cluster that has been there for decades and will remain, at a PSF that does not require betting on a new launch achieving its developer pricing assumptions.

Frequently Asked Questions

Is Rosyth Residence freehold or leasehold?
Rosyth Residence holds a 999-year lease commencing from 1886, leaving approximately 860 years on the title. Singapore banks (DBS, OCBC, UOB) treat this tenure as functionally equivalent to freehold for LTV, loan tenor, and CPF purposes. There are no lease-decay financing constraints applicable to buyers today.
How far is Rosyth Residence from the nearest MRT?
Kovan MRT (NE13, North-East Line) is approximately 740 metres away — a 9-10 minute walk or a short bus ride. The walk is flat but partly unsheltered in the final stretch. Serangoon MRT (1.6km) is accessible by bus for Circle Line connectivity.
Which primary schools are near Rosyth Residence?
Four primary schools are within 750m: Xinmin Primary (350m), Yangzheng Primary (440m), Rosyth School (690m — a GEP-affiliated school with strong PSLE performance), and Holy Innocents' Primary (720m). All fall within the MOE Phase 2C 1km balloting radius. Xinmin Secondary is 240m away.
What is the average PSF and rental yield at Rosyth Residence?
Based on 2 resale transactions, the average PSF is S$1,338 with a median price of S$2,430,000. Average monthly rental is S$3,120 across 5 rental records, producing a gross yield of approximately 1.43% — significantly below the OCR average. The thin data set means both figures carry uncertainty.
What facilities does Rosyth Residence have?
The 16-unit development includes a swimming pool, children's pool, Jacuzzi, BBQ pits, children's playground, and 24-hour security with covered parking. There is no gym, clubhouse, function room, or tennis court. The boutique scale means facilities are rarely crowded and maintenance fees are significantly lower than larger developments.
How does Rosyth Residence compare to Chuan Park?
Chuan Park (2024 new launch, 916 units, ~S$2,596 psf, 99-yr lease) offers direct MRT access, full resort-style facilities, and a fresh lease — but at a 94% PSF premium. Rosyth Residence offers ~860 years of residual lease, a quieter boutique setting, and a significantly lower entry price, at the cost of basic facilities and a 740m MRT walk. They serve fundamentally different buyer profiles.