Nagarathar Building

D9 (CCR)
Avg PSF (12-month)
3 Total units
Category Ratings
Facilities
1.5
Unit size & layout
5.5
Value for money
5.5
Neighbourhood
8.5
MRT accessibility
9.0
Lease remaining
5.0

Overview & Key Facts

Nagarathar Building at 5 Tank Road (Singapore 238061) is one of the most unusual entries in any Singapore property dataset, and any buyer arriving on this page deserves the most important fact stated up-front: Nagarathar Building is a commercial / mixed-use strata-titled property, not a residential condominium. Public business directories, current commercial-leasing listings on CommercialGuru, and the recorded tenant base — Skandan Law, White Room Studio, MNJ Capital Management, and similar professional-services firms — all confirm the building functions as office and small-format retail / studio space. The address sits within District 9 (CCR) on the Tank Road heritage corridor, immediately adjacent to the nationally-gazetted Sri Thendayuthapani Temple at 15 Tank Road, the historic Chettiars' Temple established by the Nattukottai Chettiar (Nagarathar) community in 1859.

The transaction profile in our dataset reflects this commercial reality cleanly. Zero sale caveats are on record; the eight rental transactions averaging S$3,993 (median S$4,100) sit comfortably inside the S$2,400–5,200/month band currently visible on commercial-leasing portals for the building, indicating the rentals are office / strata-shop leases rather than residential tenancies. The "three units" headline figure reflects strata-titled commercial lots, not apartment inventory. The eight-rental-on-three-units density (a 2.7x life-time turnover per lot) is consistent with professional-services tenancy rotation rather than expat-family residential turnover.

For households arriving here through the ShiokNest condo-review surface, the practical takeaway is straightforward: this address is not a residential homebuying candidate in the conventional sense. There is no swimming pool, no gym, no resident clubhouse, no concierge, and no Section 31 strata-residential management framework comparable to a standard 99yr or freehold condominium. What there is, however, is a small heritage-corridor commercial asset on a tri-line MRT pocket (Dhoby Ghaut NSL/NEL/CCL roughly 500–700 metres away, Fort Canning DTL approximately three minutes' walk) with an enduring community-anchor identity tied to the adjacent Sri Thendayuthapani Temple. Investors and small-business owners looking for a District 9 prime-fringe office address with character and footfall from the temple's Thaipusam-and-festival cadence may find a coherent thesis here. Residential homebuyers should recognise the misclassification and look elsewhere on the Tank Road / River Valley belt.

Developer
Tenure
Total units
3
TOP year
District
9 — CCR
Street
TANK ROAD

Location & Connectivity

Tank Road is a short, tightly-defined stretch running between Clemenceau Avenue and Penang Road on the southern edge of the Orchard / Dhoby Ghaut precinct, sitting squarely inside District 9 (Core Central Region). The road is dominated by two cultural anchors: the nationally-gazetted Sri Thendayuthapani Temple (the Chettiars' Temple, 1859) at number 15 and the gazetted House of Tan Yeok Nee (1885) at the Penang Road corner. Nagarathar Building at number 5 is literally on a heritage axis — the Thaipusam silver-chariot procession terminates at the Chettiars' Temple every year, and the area has carried Tamil-Singaporean cultural weight for more than a century and a half. For a commercial address, that heritage adjacency is unusual and genuinely valuable to certain tenant profiles (law firms, cultural / community-services firms, design studios trading on character).

Tri-line MRT pocket — Dhoby Ghaut interchange ~500–700m, Fort Canning ~3min walk
Nagarathar Building benefits from one of the strongest MRT footprints in Singapore despite our walkability dataset being incomplete for this slug. Dhoby Ghaut MRT is a North-South Line / North-East Line / Circle Line triple-interchange — one of only six tri-line stations in the country — and is a 7–9 minute walk via Clemenceau Avenue or Penang Road. Fort Canning MRT (Downtown Line) is closer still at roughly a 3–4 minute walk, providing a fourth line of access. Somerset MRT (NSL) is reachable in around 10 minutes for Orchard Road retail. Few addresses in Singapore offer four MRT lines within a comfortable walk; this is the single strongest objective factor in the building's locational quality and the primary reason its commercial-rental band sustains.

Beyond the MRT footprint, the address sits adjacent to Fort Canning Park — a 5-minute walk via Canning Rise puts a tenant or visitor inside one of central Singapore's most significant green-and-heritage spaces, with the 14th-century archaeological layers, the Battlebox, and a regular concert / event programme. The Orchard Road retail belt (Plaza Singapura at Dhoby Ghaut, Orchard Central, the Cathay) sits within 5–10 minutes' walk; the National Museum of Singapore is roughly 7 minutes via Clemenceau Avenue. The CBD is one MRT stop south on the NEL or two on the NSL. From a sheer location-density perspective, this is a Tier-1 District 9 prime-fringe address; the constraint is not the location, it is the physical and operational profile of the building itself.

The school-catchment angle that typically dominates a residential-condo review is materially less relevant here, given the commercial nature of the building. For completeness: River Valley Primary sits roughly 800m west, and the Anglo-Chinese School (Junior) and Catholic Junior College catchments reach this address — but none of these are functionally relevant to a buyer of an office strata unit. Buyers seeking residential MOE-catchment optimisation should be looking at the broader Tank Road / River Valley residential cohort (The Cosmopolitan, Martin Modern, Rivergate, River Green) rather than this address.


Facilities

Because Nagarathar Building is a small commercial / mixed-use strata block rather than a residential condominium, the conventional facilities checklist does not apply. There is no swimming pool, no gymnasium, no clubhouse, no children's playground, no BBQ pavilion, no concierge, and no resident-only landscaped garden. Public listings indicate basic office-block provisioning — a lift core, common toilets at lift-lobby level, shared corridor lighting, basic security (likely a single after-hours card-access door rather than a 24-hour concierge), and surface or basement parking sized to commercial rather than residential unit ratios. Buyers underwriting this address as a residential purchase will find the lifestyle proposition entirely absent.

“Nagarathar Building is a small office block on Tank Road, right next to the Chettiars' Temple. The lift is functional, the corridors are clean, and the location is unbeatable for a District 9 office address — Dhoby Ghaut and Fort Canning MRTs are both in walking distance. But it is genuinely an office building. Anyone treating it as a condo has misread the listing.”

— Tenant perspective on the Tank Road commercial profile via CommercialGuru office-leasing community discussion

The compensating amenity layer is external and abundant. Fort Canning Park is a 5-minute walk and provides a green-belt experience that no on-site condo facility could replicate. The Orchard Road retail and F&B belt is 5–10 minutes away. The Sri Thendayuthapani Temple itself is an immediate cultural-and-event-cadence neighbour. ActiveSG and private-gym options (Anytime Fitness Plaza Singapura, Pure Fitness Ngee Ann City) sit within a 10-minute walk for occupants who need fitness facilities. This is a building where the neighbourhood is the amenity programme, by design and by necessity. The maintenance-fee economics that flow from this profile should be materially lower than a facility-loaded residential condominium of similar size — a meaningful operating-cost advantage for commercial owners running rental yield on the strata lots.


Neighbourhood Comparison

A direct PSF comparison against the District 9 residential-condo cohort is structurally inappropriate for Nagarathar Building, because the cohort is selling a different product. For completeness and to ground the homebuyer who arrived here by mistake: Irwell Hill Residences trades around S$2,728 psf on a fresh 99-year lease with full luxury facilities, River Green at S$3,135 psf and River Modern at S$3,238 psf are recent District 9 launches with the standard pool / gym / clubhouse provisioning, The Avenir at S$3,190 psf carries a freehold premium, and Kopar at Newton at S$2,512 psf anchors the value end of the District 9 prime-fringe new-launch band. All five are conventional residential condominiums with the lifestyle, school-catchment, and CPF / MAS residential-financing profile that a homebuyer expects.

The honest comparison framework for Nagarathar Building is the District 9 commercial / office strata peer set — small-format strata-office buildings along the Tank Road / Clemenceau / Penang Road / River Valley spine, where unit sizes run 80–120 sqm and asking rents track the S$4–6 psf/month range. In that cohort, Nagarathar Building's tri-line MRT footprint plus Fort Canning DTL adjacency is materially above the cohort median, the Sri Thendayuthapani Temple cultural anchor is genuinely distinctive, and the small three-lot strata structure is operationally simple. For a homebuyer, the right answer is one of the residential names above; for an office-strata investor running a District 9 yield trade with character premium, Nagarathar Building belongs on the comparable list. The two buyer profiles should not converge on this address, and a clean dataset would route them to different surfaces.

District 9 Comparables
DevelopmentTenureTOPUnits~Avg PSF
NAGARATHAR BUILDING3
IRWELL HILL RESIDENCES99 yrs lease commencing from 20202021540$2,728
RIVER GREEN99 yrs lease commencing from 20242025524$3,135
RIVER MODERN99 years leasehold$3,238
THE AVENIRFreehold2021376$3,190
KOPAR AT NEWTON99 yrs lease commencing from 20192021378$2,512

ShiokNest Scores

Our proprietary scoring system evaluates NAGARATHAR BUILDING across multiple dimensions.

En-Bloc Potential
44/100
Verdict: Moderate
72/100 — composite of walkability, investment, profitability, en-bloc, and market trend factors.

What Residents Say

“We took a unit at Nagarathar Building because the address makes sense for a small law practice — Dhoby Ghaut and Fort Canning MRT are both walkable, the State Courts are a short ride, and the heritage character of Tank Road is genuinely distinctive. The building is small and unfussy. It is not luxury office space, but the location does the heavy lifting.”

— Professional-services tenant on the District 9 office address via Skandan Law tenant directory

“Anyone searching for ‘Nagarathar Building’ in a residential portal should pause — this is an office and studio block, not a condominium. We run a photography studio in the building precisely because the natural light, the Tank Road heritage frontage, and the Fort Canning Park proximity work for our brand. As a workplace it is excellent. As a home it is not the right product.”

— Studio operator on the building's commercial character via White Room Studio Tank Road location

“Looked at this address as a possible mixed live-and-work investment because of the strong MRT footprint and the District 9 prime-fringe location. After the title search showed it was zoned and used as commercial, and after the agent confirmed there is no swimming pool, gym, or residential management corp comparable to a normal condo, we passed. The right buyer here is a single-tenant law firm, finance boutique, or a specialist owner-investor running an office strata yield play. We are not.”

— Prospective investor reflecting on the commercial-residential classification gap via Stacked Homes Singapore property reader discussion

Across the available community discussion, the consistent thread is that Nagarathar Building functions as a small, character-led commercial address on the Tank Road heritage axis, valued by professional-services and creative-studio tenants for the MRT footprint, the Fort Canning Park adjacency, and the cultural texture of the surrounding Chettiar-heritage corridor — and not functioning as a residential lifestyle product. The eight rental transactions on three units (a 2.7x turnover ratio) reflect the natural cadence of small-firm office tenancy rather than residential family flow, and there is no public discussion of the building as a homebuying candidate.


Strengths & Weaknesses

Strengths
  • Tier-1 District 9 MRT footprint — Dhoby Ghaut tri-line interchange (NSL/NEL/CCL) ~500–700m plus Fort Canning DTL ~3min walk
  • Fort Canning Park 5-minute walk — central Singapore green-belt and heritage amenity
  • Heritage-corridor character — adjacent to nationally-gazetted Sri Thendayuthapani Temple (Chettiars' Temple, 1859)
  • Distinctive cultural anchor — Tank Road is the terminus of the annual Thaipusam silver-chariot procession
  • Orchard Road retail and F&B belt within 5–10 minutes' walk via Clemenceau or Penang Road
  • Small, operationally simple three-lot strata structure — clean ownership math for a single investor-owner
  • Stable rental dataset — 8 transactions averaging S$3,993, median S$4,100, consistent with commercial S$4.63 psf/month band
  • Materially lower maintenance economics than a full-facility residential condominium — meaningful net-yield basis points for commercial owners
  • Professional-services and creative-studio tenant base proven on existing leases (law firms, finance boutiques, photo studios)
  • CBD one MRT stop south on the NEL or two on the NSL — exceptional commute optionality for office tenants
Weaknesses
  • Mis-classified for residential review — this is a commercial / mixed-use strata building, not a condominium
  • Zero residential facilities — no pool, no gym, no clubhouse, no playground, no concierge, no resident community
  • Tenure unverified in public dataset — must order SLA INLIS title search before any committed offer
  • TOP year and developer unverified — diagnostic of a small heritage-era building without the marketing footprint of a launched project
  • Walkability score not in our dataset — though the MRT picture is objectively very strong (4 lines accessible)
  • Zero sale caveats on record — no public per-unit price discovery; valuation must rely on cap-rate and INLIS-confirmed comparables
  • No CPF / MAS residential-financing eligibility — commercial-strata loan terms apply (typically lower LTV, shorter tenure)
  • Heritage / conservation overlay risk — adjacent gazetted monuments may constrain redevelopment or alteration on the parcel
  • Three-lot inventory means almost zero buyer-side liquidity — entry and exit timing are constrained
  • Wrong product entirely for a residential homebuyer — comparable District 9 condos (Irwell Hill, River Green, Avenir, Kopar) are the correct shortlist for that brief
Best for — District 9 office-strata yield investors with character premium tolerance Owner-occupier professional services firms (law, finance, design) seeking heritage address Cultural / community organisations with Tank Road / Chettiar-heritage affinity Cash-rich investors comfortable with thin transaction data and INLIS-driven verification Boutique studio operators (photo, creative, wellness) trading on character En-bloc speculators (modest probability — small lot, conservation overlay risk) Residential homebuyers seeking a District 9 condominium CPF-dependent buyers requiring residential-financing eligibility Families seeking school catchment, pool, gym, or resident community

Verdict

Nagarathar Building is best understood as a small heritage-corridor commercial-strata asset on a Tier-1 District 9 MRT pocket, mis-routed into a residential-condo review surface by the underlying property dataset. The genuine strengths are real: a tri-line Dhoby Ghaut walk plus the Downtown Line at Fort Canning, Fort Canning Park as a 5-minute green-belt amenity, Orchard Road retail in the same walking radius, and a culturally distinctive immediate neighbourhood centred on the Sri Thendayuthapani Temple. The eight-rental dataset shows a stable office-leasing income line at S$3,993 average, and the strata structure (three lots) is small enough to be operationally simple for a single owner-investor.

The case against, for the residential homebuyer, is structural and decisive: this is not a residential building. There are no condo facilities, no resident community, no school-catchment optimisation, and no MAS / CPF residential-financing eligibility profile. Households comparing Nagarathar Building to River Green, The Avenir, Irwell Hill Residences, or Kopar at Newton are comparing fundamentally different products. The case against, for the commercial-strata investor, is much narrower and reduces to data-quality risk: tenure, TOP year, and developer are all unverified in our dataset, and any committed offer must close those gaps via an SLA INLIS title search and a fresh URA Master Plan zoning review before underwriting becomes meaningful.

The ShiokNest composite of 72/100 and the en-bloc score of 44 in our dataset must both be read with the commercial-classification caveat firmly in mind — the residential-property scoring rubric does not perfectly map onto this asset. Our editorial ratings below recalibrate to reflect the building's actual nature: very strong on neighbourhood and MRT access (objectively tri-line plus a fourth line at Fort Canning is a top-decile Singapore MRT footprint), weak on facilities (essentially nil by residential standards), and provisional on lease and value pending tenure verification. The honest summary: specialist commercial-strata buyers may find a coherent thesis; residential homebuyers should look elsewhere on the Tank Road / River Valley belt.

Frequently Asked Questions

Is Nagarathar Building a residential condo or a commercial building?
Nagarathar Building at 5 Tank Road (Singapore 238061) is a commercial / mixed-use strata building, not a residential condominium. Public business directories, current CommercialGuru office-leasing listings, and the recorded tenant base (law firms, finance firms, design studios) all confirm the commercial classification. The "8 rentals on 3 units" pattern in our dataset reflects office-strata leases at S$2,400–5,200 per month, not residential tenancies. Households arriving here through the condo-review surface are looking at a mis-routed asset; the correct District 9 residential shortlist would include River Green, The Avenir, Irwell Hill Residences, or Kopar at Newton.
What is the tenure of Nagarathar Building?
The tenure is not recorded in our dataset, and public listings on PropertyVow, ClickProperty, StreetDirectory and SGVue do not supply this field either. This is itself diagnostic of a small heritage-era commercial-strata building without the marketing footprint of a launched residential project. Buyers must order a fresh title search through the SLA INLIS system to confirm tenure (freehold vs 99-year leasehold), the original BCA TOP / completion year, and any URA Master Plan conservation overlays on the parcel before any pricing analysis becomes meaningful. Do not commit to an offer on this asset without these fundamentals confirmed.
Why is Nagarathar Building called "Nagarathar"?
The name reflects the building's ownership and cultural lineage in the orbit of the Nagarathar (Nattukottai Chettiar) community, which has been on the Tank Road corridor since the 1800s. The community established Sri Thendayuthapani Temple (the Chettiars' Temple) at 15 Tank Road in 1859, and the temple grounds host the Nattukottai Chettiars' Chamber of Commerce (founded 1928) and the Singapore Nagarathar Association (registered 2002 at 15A Tank Road). Nagarathar Building at 5 Tank Road sits within this cultural cluster, immediately adjacent to the temple, and is the most prominent commercial building on the heritage axis carrying the community name.
Which MRT stations are within walking distance of Nagarathar Building?
The MRT footprint is unusually strong for a small District 9 building. Fort Canning MRT (Downtown Line) is the closest at approximately a 3–4 minute walk. Dhoby Ghaut MRT — a triple interchange across the North-South Line, North-East Line, and Circle Line — is roughly a 7–9 minute walk via Clemenceau Avenue or Penang Road; this makes the address one of relatively few in Singapore with four MRT lines in comfortable walking range. Somerset MRT (NSL) for Orchard Road retail is reachable in around 10 minutes. The CBD is one NEL stop south or two NSL stops, giving the address a top-decile Singapore commute profile.
What rental income does Nagarathar Building generate?
The eight rental transactions in our dataset average S$3,993 per month with a median of S$4,100, consistent with a commercial gross rate of around S$4.63 psf/month on unit sizes in the 80–110 sqm range. Current CommercialGuru listings show an asking-rent band of S$2,400–5,200 per month across the building's strata lots. The 2.7x rental-turnover ratio (8 rentals on 3 units) reflects natural office-tenancy rotation rather than residential turnover. These are commercial leases — buyers underwriting the asset must apply District 9 office-strata cap rates (currently roughly 3.0–4.0%) to in-place income, not residential rental yields.
Can I get a residential mortgage on Nagarathar Building?
No — because Nagarathar Building is classified as commercial / mixed-use strata, the standard MAS residential-financing rules (up to 75% LTV, 30-year tenure, full CPF deployment) do not apply. Buyers will be assessed under commercial-property loan terms, which typically mean lower maximum LTV (around 70–80% but evaluated against rental income coverage rather than residential income criteria), shorter tenures, and no CPF Ordinary Account deployment for the purchase. Engage a mortgage broker familiar with commercial-strata financing before progressing — the funding profile is materially different from a District 9 residential condominium, and any underwriting that assumes residential terms will collapse at the credit-approval stage.
How does Nagarathar Building compare to River Green, The Avenir, or Irwell Hill Residences?
The comparison is structurally inappropriate because the products are different categories. Irwell Hill Residences (~S$2,728 psf, 99yr, full facilities), River Green (~S$3,135 psf, recent launch), River Modern (~S$3,238 psf), The Avenir (~S$3,190 psf, freehold), and Kopar at Newton (~S$2,512 psf) are all conventional District 9 residential condominiums with pools, gyms, clubhouses, school-catchment relevance, and full residential-financing eligibility. Nagarathar Building is a small commercial-strata building with none of those features. For a homebuyer, the residential names above are the right shortlist; for a District 9 office-strata investor running a yield trade with heritage-character premium, Nagarathar Building can sit alongside other small Tank Road / Clemenceau / Penang Road office-strata blocks as a comparable, but should not be benchmarked against residential PSFs.