Clover By The Park

D20 (RCR) 99 yrs lease commencing from 2007

Clover By The Park is a 99-year leasehold condominium in District 20 (Ang Mo Kio, Bishan), within Singapore's Rest of Central Region (RCR). Completed in 2012, the development comprises 616 units, on a lease that commenced in 2007. Sale and rental figures on this page are compiled from URA transaction records.

District 20 ·99 yrs lease commencing from 2007 ·Completed 2012
~$1,863 Avg PSF (12-month)
2.8% Rental yield
616 Total units
Category Ratings
Facilities
6.5
Unit size & layout
6.0
Value for money
6.5
Neighbourhood
8.5
MRT accessibility
5.0
Lease remaining
6.0

Overview & Key Facts

Clover by the Park is a 616-unit condominium at 2 Bishan Street 25 in District 20, completed in 2012 by Sim Lian Group. Its name is not merely marketing: the development literally backs onto Bishan-Ang Mo Kio Park, one of Singapore’s largest and most popular urban parks, offering residents a rare connection between private condo living and public green space.

At 39 storeys, Clover by the Park is one of the tallest residential buildings in the Bishan/Ang Mo Kio precinct, giving higher-floor residents sweeping views over the park, the surrounding HDB heartland, and the city skyline beyond. Sim Lian, the developer, is the same group behind Parc Vera in Hougang and Treasure at Tampines — practical, value-oriented projects with a focus on liveability over luxury branding.

At an average PSF of ~$1,945, Clover by the Park commands a premium within its immediate neighbourhood, driven primarily by its park adjacency and the prestige of a Bishan address. The 2.6% rental yield is modest, reflecting the higher capital values that come with the location premium. The resident community includes a growing expat contingent — French, German, Dutch, Korean, and Australian families drawn by the park, the schools, and the neighbourhood feel.

Developer
SIM LIAN (BISHAN) PTE LTD
Tenure
99 yrs lease commencing from 2007
Total units
616
TOP year
2012
District
20 — RCR
Street
BISHAN STREET 25
Lease remaining
~80 years (of 99)

Location & Connectivity

Bishan is one of Singapore’s most established residential estates, consistently ranked among the most desirable for families. Clover by the Park sits on the Ang Mo Kio side of Bishan-Ang Mo Kio Park, which means it technically straddles the Bishan/Ang Mo Kio boundary. The nearest MRT stations are Bishan MRT (Circle Line and North-South Line interchange) and the upcoming Teck Ghee MRT (Cross Island Line), both requiring a walk of about 1–1.5 km.

The MRT distance is the development’s most commonly cited weakness. At roughly 1.2 km to Bishan MRT, it is not a comfortable daily walk in Singapore’s climate. Bus services along Bishan Street 25 provide the practical commute solution. For drivers, the CTE is accessible within five minutes, and the PIE provides east-west connectivity. The CBD is approximately 20 minutes by car via CTE.

The neighbourhood amenity picture is strong. Junction 8, the main Bishan shopping mall, is a bus ride or short drive away. Thomson Plaza is accessible in the other direction. The area is renowned for its school density: Raffles Institution, Catholic High School, and Ai Tong School are all within the broader Bishan catchment, making this one of the strongest primary school balloting zones in Singapore.

Park living, quantified
Bishan-Ang Mo Kio Park is 62 hectares of managed green space featuring a naturalised river, cycling paths, dog runs, playgrounds, and fitness stations. Residents of Clover by the Park have what amounts to a two-minute walk to the park entrance from the rear gate. For families with children and dogs, this proximity is a genuine daily-use benefit that most condominiums cannot replicate regardless of price.

Schools & Education

2 primary schools within the 1 km Priority Phase balloting radius.

Nearby Schools
SchoolTypeDistance
EtonHouse International School (Thomson)internationalWithin 1 km
Catholic High School (Primary)primaryWithin 1 km
Catholic High SchoolsecondaryWithin 1 km
Catholic Junior CollegejcWithin 1 km
Yuying Secondary SchoolsecondaryWithin 1 km
Guangyang Secondary SchoolsecondaryWithin 1 km
Ai Tong SchoolprimaryWithin 1 km
Anderson Primary Schoolprimary~1.0 km

Facilities

Clover by the Park offers a solid set of facilities for its size: a lap pool, wading pool, children’s pool, tennis courts, gymnasium, BBQ area, function rooms, a playground, and a koi pond. The grounds are spacious enough to accommodate running and recreational use within the compound. Function rooms are notably larger than average, a practical benefit for residents who host events.

“Great pools especially for kids, and proximity to AMK-Bishan Park — a two-minute walk — are the plus points. The condo has a growing expat community with small families and young children.”

— Resident review via PropertyGuru

The adjacent park effectively serves as an extension of the development’s recreational offering, giving residents access to cycling paths, river walks, and open-air exercise options that no private facility deck could replicate. This symbiosis between private condo and public park is Clover by the Park’s defining characteristic.


Unit Sizes & Layout

The unit mix spans one- to four-bedroom configurations across the 39-storey tower. Two-bedrooms range from approximately 750 to 900 sqft, while three-bedrooms sit in the 1,000–1,200 sqft range. Unit sizes are described as average — competitive for the 2007 vintage but not as spacious as older developments like Sky Habitat or the surrounding HDB executive flats.

The standout stacks are those facing Bishan-Ang Mo Kio Park, which enjoy unobstructed green views that are permanently protected by the park’s status. These park-facing units command a measurable premium and are the first to move in the resale market. Units facing the opposite direction look toward Ang Mo Kio HDB blocks, which is functional but lacks the premium view.

Layout consideration
Some residents note wasted corridor space at the entrance area and privacy concerns with rooms that look directly into rooms of opposite units within the development. If inter-unit privacy matters, request to view units on the outer-facing stacks rather than internal-facing configurations. The balconies are generous — a mixed blessing that adds outdoor living space but reduces indoor usable area.
Unit Mix (from transaction data)
BedroomsTransactionsAvg PSFAvg Price
3 BR51$1,718$2,170,538
4 BR37$1,632$2,777,159
5 BR3$1,350$3,120,000

Pricing & Market Position

Across 91 recorded transactions (all-time), sale prices range from $1,650,000 to $3,550,000, averaging $2,448,487.

Over the last 12 months, transactions averaged $1,863 psf.

Rents range from $3,200 to $11,800 per month across 310 rental transactions. Current rental yield sits at approximately 2.8%.

CLOVER BY THE PARK sits at the 1st percentile of District 20 condo PSF.

Rental Yield by Bedroom Type

Blended yield hides the spread between unit sizes — smaller units at CLOVER BY THE PARK typically rent harder per dollar of purchase price. The final column shows monthly rent per $100,000 invested, so unit sizes compare on equal capital:

Per-bedroom gross yield at CLOVER BY THE PARK
TypeAvg RentAvg PriceGross YieldRent per $100k
3 BR$5,169/mo$2,170,5382.86%$238/mo
4 BR$6,774/mo$2,777,1592.93%$244/mo
5 BR$9,363/mo$3,120,0003.60%$300/mo

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Price Appreciation

From 2021 to 2026, the average PSF has appreciated by 26.9% (from $1,390 to $1,764 psf).

2024
+7.3%
$1,843 psf
2025
+4.6%
$1,928 psf
2026
-8.5%
$1,764 psf

From the 2025 high, CLOVER BY THE PARK prices have given back 8.5% — still 26.9% above the 2021 baseline.

Price Index Check

The ShiokNest Price Index for District 20 reads 143.5 as of June 2026 — up 3.5% year-on-year. The index tracks repeat-sales price movement, so it is less distorted by shifts in what happens to be transacting than a raw average PSF.

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Neighbourhood Comparison

Sky Habitat (509 units, 99-year from 2010) is the prestige alternative in Bishan — a Moshe Safdie-designed development with better MRT proximity (closer to Bishan MRT), but commanding a significant premium. Bishan 8 (127 units, 999-year from 1995) offers near-freehold tenure at a lower unit count, but lacks the park adjacency and modern facilities.

For buyers comparing Clover by the Park against newer launches, the Ang Mo Kio side offers fewer direct competitors in the private condo space. The development’s unique park-adjacent positioning makes it difficult to substitute with anything in the immediate area. The choice typically comes down to: park views and family lifestyle (Clover) versus MRT proximity and architectural distinction (Sky Habitat) versus tenure premium (Bishan 8).

District 20 Comparables
DevelopmentTenureTOPUnits~Avg PSF
CLOVER BY THE PARK99 yrs lease commencing from 20072012616$1,863
AMO RESIDENCE99 yrs lease commencing from 20212022372$2,154
JADESCAPE99 yrs lease commencing from 201820211,206$2,109
THE PANORAMA99 yrs lease commencing from 20132019698$1,846
SEMBAWANG HILLS ESTATEFreehold202334$1,951
SKY VUE99-year leasehold2016694$1,974

Lease Decay Analysis

The 99-year lease runs from 2007, meaning approximately 19 years have already been consumed. Roughly 80 years remain — still comfortably within the range where most banks will offer full financing without restrictions.

Lease Milestones
YearLease remainingImplication
2026 (now)~80 yearsFull bank financing available
2037~69 yearsCPF usage still unrestricted for most buyers
2046~59 yearsApproaching 60-year threshold — CPF limits begin for some
2066~39 yearsSignificant financing restrictions for next buyer
2106ExpiryLease reverts to state

For a buyer purchasing today with a 10-year horizon (exit around 2036), the lease situation is essentially a non-issue — you’d be selling a property with ~70 years remaining, which is still very bankable. The risk profile changes for longer holds.


ShiokNest Scores

Our proprietary scoring system evaluates CLOVER BY THE PARK across multiple dimensions.

Walkability
83/100
MRT: 15/25, School: 20/20, Hawker: 15/15, Mall: 8/15, Park: 10/10, Supermarket: 10/10, Clinic: 5/5
Investment
60/100
+4.4% YoY ·2.7% yield ·11 txns/yr ·80 yrs left ·0.97 km to MRT ·+9.0% district YoY ·En-bloc 19/100
Profitability
79/100
Win rate: 100 — 21 transaction pairs, 100% profitable, avg +$336,434
En-Bloc Potential
19/100
Verdict: Low
Overall ShiokNest Score
66/100 — composite of walkability, investment, profitability, en-bloc, and market trend factors.

What Residents Say

“Spacious condo with large grounds and huge balconies. The total unblocked views of Bishan Park for some of the units is a big plus point.”

— Resident review via 99.co

“Nestled among the heartland community with neighbourhood amenities within close proximity and Bishan Park at the back. Nice place to raise children as choice schools are close by.”

— Resident review via Singapore Expats

“Noise issues from condo kids and basketball teens which can be disruptive for those working from home. The carpark layout can be confusing. Not near a train station.”

— Resident review via PropertyGuru

The theme is consistent: park views and family friendliness are universally praised, while MRT distance and internal noise from a large, family-heavy community are the main gripes. Work-from-home residents particularly flag daytime noise from children using the common areas — an understandable consequence of a development that attracts young families.


Strengths & Weaknesses

Strengths
  • Direct adjacency to Bishan-Ang Mo Kio Park — 2-minute walk from rear gate
  • Unobstructed park views from premium stacks — permanently protected
  • 39-storey height gives sweeping panoramic views from higher floors
  • Strong school catchment: Raffles Institution, Catholic High, Ai Tong nearby
  • Growing international expat community with young families
  • Large function rooms — above average for residential condos
  • CTE access within 5 minutes — CBD in 20 minutes by car
  • Bishan address prestige — consistently ranked top residential estate
  • Multiple pools including dedicated children's pool
  • Generous balconies for outdoor living
Weaknesses
  • MRT not walkable — ~1.2 km to Bishan MRT interchange
  • 99-year lease from 2007 (~80 years remaining)
  • Modest 2.6% rental yield — capital values outpace rents
  • Average unit sizes — not as spacious as older Bishan developments
  • Privacy concerns: some internal-facing rooms look into opposing units
  • Wasted corridor space in entrance areas of some layouts
  • Daytime noise from children in common areas (family-heavy community)
  • Confusing carpark layout noted by multiple residents

Who This Actually Suits

This is a strong match for families with young children, sports / active lifestyle, long-term hold (10+ yr) and first-time hdb upgraders. Family-suitable layout and RCR (Rest of Central Region) location with established school catchments nearby.

For car-owning households and international school families, it can work — but weigh the trade-offs before committing.

yield-focused investors should probably look elsewhere. RCR (Rest of Central Region) location with rental demand profile worth running through our Rental Yield Calculator.

One caution flagged here: avoid if mrt-dependent — MRT access is meaningfully constrained — transit-dependent buyers should consider better-connected alternatives.


Verdict

Clover by the Park is a location play built around one defining asset: direct adjacency to Bishan-Ang Mo Kio Park. For families who value green space, outdoor recreation, and a strong school catchment above all else, this is one of the more compelling options in the Bishan/AMK area. The 39-storey height gives higher-floor residents views that feel disproportionate to the price point.

The ~$1,945 psf average is not cheap for an OCR-adjacent leasehold, but it reflects the Bishan location premium and the park adjacency. Compared to Sky Habitat (designed by Moshe Safdie, commands a significant premium), Clover offers more practical value at a lower entry point. Against the Bishan HDB upgrader market, it provides private condo facilities and a prestige step-up.

The 2.6% rental yield and the 1.2 km MRT distance are the key constraints. The lease (99 years from 2007, ~80 years remaining) is adequate for most holding periods but will become a factor in 15–20 years as it approaches the 60-year threshold. For own-stay families with a medium-term horizon, the park lifestyle and school catchment make a strong case. For yield-focused investors, the numbers are less compelling than Bishan’s rental reputation might suggest.

HDB Alternatives Nearby

Weighing CLOVER BY THE PARK against staying public? These HDB towns sit within walking or short-drive distance:

  • Bishan — 4-room average $791,445 (70m away), an upgrader gap of about $1,650,000
  • Ang Mo Kio — 4-room average $724,816 (580m away), an upgrader gap of about $1,700,000
  • Toa Payoh — 4-room average $929,793 (1.9 km away), an upgrader gap of about $1,500,000

Frequently Asked Questions

How far is Clover by the Park from the nearest MRT?
Bishan MRT interchange (Circle Line and North-South Line) is approximately 1.2 km away. The upcoming Teck Ghee MRT on the Cross Island Line will be an additional option when operational. Bus services along Bishan Street 25 provide the main public transport link.
Which schools are near Clover by the Park?
The Bishan area has one of Singapore's strongest school catchments. Nearby schools include Raffles Institution, Catholic High School, Ai Tong School, Kuo Chuan Presbyterian Primary, and Raffles Girls' Secondary. Specific distance to each depends on the block.
Do units face the park directly?
Yes, certain stacks face directly onto Bishan-Ang Mo Kio Park with unobstructed green views. These park-facing units command a premium and are the most sought-after in the development. Opposite-facing units look toward Ang Mo Kio HDB blocks.
How does Clover by the Park compare to Sky Habitat?
Sky Habitat (Moshe Safdie design, 99-year from 2010) is closer to Bishan MRT and architecturally distinctive, but commands a significant PSF premium. Clover offers direct park adjacency and more practical pricing at ~$1,945 psf.
What is the rental yield?
The current rental yield is approximately 2.6%, with rental demand supported by the expat family community and the Bishan address. The modest yield reflects high capital values rather than weak rental demand.
How many years remain on the lease?
The 99-year lease started in 2007, leaving approximately 80 years remaining as of 2026. Full bank financing remains available at this lease length.
Data as of July 2026

Latest recorded data point: Jul 2026 · 91 records analysed · Source: URA private-sale caveats