Monterey Park Condominium

D5 (RCR) 999 yrs lease commencing from 1885
District 5 ·999 yrs lease commencing from 1885 ·Completed 2006
~$1,642 Avg PSF (12-month)
2.6% Rental yield
280 Total units
Category Ratings
Facilities
7.5
Unit size & layout
7.5
Value for money
8.5
Neighbourhood
7.5
MRT accessibility
6.5
Lease remaining
10.0

Overview & Key Facts

Monterey Park Condominium is a 280-unit mid-size condominium on West Coast Rise in District 5, developed by City Developments Limited (CDL) — one of Singapore’s most established and trusted listed developers. The development sits on a 999-year lease commencing from 1885, giving it approximately 858 years of remaining tenure and an effective status equivalent to freehold for all practical purposes: CPF Ordinary Account funds can be used without restriction, bank financing is unrestricted, and there is no meaningful lease decay trajectory within any investment horizon a buyer would consider.

West Coast Rise is a quiet residential road tucked within the mature West Coast estate of Clementi, a well-established private housing enclave that has attracted a consistent owner-occupier and professional renter base for decades. The surrounding neighbourhood is defined by low-density private housing, leafy streets, and a community that benefits from proximity to the National University of Singapore (NUS), one-north business park, and the Science Park cluster — an employment hub that draws a steady stream of academics, researchers, and tech professionals who prioritise residential quiet over urban density.

At an average transacted price of $2,277,806 (approximately $1,582 PSF), Monterey Park Condominium delivers CDL’s characteristic construction quality and facilities standard at a price point that is materially accessible relative to CDL’s more prominent CCR and RCR developments. The combination of a 999-year lease, CDL pedigree, mature West Coast location, and sub-$1,600 PSF entry makes the development a compelling proposition for buyers who prioritise tenure security and developer quality at an RCR-equivalent price.

With an average rental rate of $5,060 per month across recorded transactions and an implied gross yield of approximately 2.7%, the development’s data profile reflects steady occupancy driven by the NUS–one-north–Science Park employment corridor. The 280-unit scale supports a full facilities deck while maintaining a community that is human in scale — large enough to justify a clubhouse, pool, and courts infrastructure, small enough to avoid the anonymous density of 500+ unit mass-market developments.

Developer
CITY DEVELOPMENTS LIMITED
Tenure
999 yrs lease commencing from 1885
Total units
280
TOP year
2006
District
5 — OCR
Street
WEST COAST RISE
Lease remaining
~79 years (of 99)

Location & Connectivity

Monterey Park Condominium sits on West Coast Rise, a quiet residential road in the mature West Coast estate of Clementi in District 5. The address is bounded by the low-density private housing of the West Coast corridor to the north and west, with Clementi Road providing the primary arterial connection to the rest of the city. The neighbourhood’s character is defined by wide tree-lined streets, single-family housing plots, and a community that has been established since the 1970s — a level of residential maturity that newer private estates in the OCR cannot replicate.

MRT connectivity is provided primarily by Clementi MRT (EW23) on the East West Line, which is approximately 1.5–2 km from the development — a 15–20 minute walk or a short bus or car ride. For residents who commute regularly, the Clementi–CBD connection via the EWL is direct: Jurong East interchange is three stops west for NSL connections; City Hall is approximately 30 minutes door-to-door by train. Looking ahead, the Cross Island Line (CRL) will introduce a West Coast station serving this precinct, which is expected to significantly improve MRT walk-access from the development when it opens.

Future CRL Uplift: West Coast Station
The Cross Island Line’s Phase 2 will include a West Coast station in the vicinity of West Coast Road and West Coast Park, providing residents of the West Coast estate — including Monterey Park Condominium — with significantly improved walk-access MRT connectivity. While the exact station location and opening timeline remain subject to LTA finalisation, the CRL investment represents a meaningful infrastructure tailwind for District 5 West Coast properties and a structural rationale for the neighbourhood’s sustained pricing premium relative to its current MRT walk-distance metrics.

The lifestyle geography of West Coast is anchored by the proximity to NUS, whose Kent Ridge campus is less than 2 km to the south-east, and the one-north business park and Science Park I & II cluster, which together form one of Singapore’s largest concentrations of research, biomedical, and technology employment. For professionals and academics employed in this corridor, West Coast Rise is a premium residential address — a short commute away from the campus, quiet, leafy, and substantially more spacious than the Queenstown or Buona Vista apartments that some colleagues inhabit.

Day-to-day retail is well-served. West Coast Plaza is a 5–10 minute drive and functions as the neighbourhood’s community retail hub with supermarket, F&B, and services. Clementi Mall at the MRT station offers a full-service shopping and dining environment. For larger retail, JEM and Westgate at Jurong East are under 15 minutes by car or train. West Coast Park, one of Singapore’s most popular family recreation parks with extensive cycling paths, BBQ pits, and dog-friendly areas, is less than 2 km from the development — a genuine daily amenity for active residents and families.

The school landscape includes Henry Park Primary School and Clementi Primary School in the immediate catchment area, along with NUS High School of Mathematics and Science for secondary students — a distinctive academic institution that draws families from across Singapore. Anglo-Chinese Junior College and Anglo-Chinese School (Independent) are accessible from Clementi via the EWL.


Schools & Education

1 primary school within the 1 km Priority Phase balloting radius.

Nearby Schools
SchoolTypeDistance
Qifa Primary SchoolprimaryWithin 1 km
One World International School (Nanyang)international~1.0 km
Nan Hua Primary Schoolprimary~1.1 km
Clementi Town Secondary Schoolsecondary~1.2 km
Nan Hua High Schoolsecondary~1.2 km
Clementi Primary Schoolprimary~1.5 km
Pei Tong Primary Schoolprimary~1.9 km

Facilities

As a CDL-developed 280-unit condominium, Monterey Park Condominium offers a well-rounded facilities deck appropriate to its mid-size scale. The facilities suite includes a swimming pool, gymnasium, tennis courts, function room and clubhouse, BBQ pits, a children’s play area, and 24-hour guarded security — the full standard set that CDL delivers consistently across its mid-range residential portfolio. CDL’s reputation for construction quality and ongoing maintenance is well-established in Singapore’s property market, and the development’s physical condition reflects the developer’s characteristic attention to build quality and common area upkeep.

The 280-unit scale is a practical sweet spot for facilities sharing. A pool and tennis court shared among 280 households is meaningfully less contested than the same facilities shared among 400–600 units in a large-scale OCR development, but the unit count is large enough to fund the ongoing maintenance and MCST management that smaller boutique developments sometimes struggle with. Residents consistently report that the communal facilities are well-maintained and accessible without the booking friction that plagues larger developments during peak hours.

“The pool is very well-maintained and never overcrowded. For a CDL development the build quality is what you would expect — solid and reliable. The management council has kept the estate in good condition over the years.”

— Owner review via PropertyGuru

The development’s landscaping benefits from the maturity of the West Coast estate context: the site retains the green character of an established private housing area rather than the freshly planted softscaping of a newer development. For owner-occupiers and families who use the outdoor facilities daily, the mature garden character is a genuine quality-of-life differentiator.

Facilities-to-Resident Ratio
With 280 units sharing a pool, tennis courts, gym, and clubhouse, Monterey Park Condominium’s facilities-to-resident ratio is substantially better than larger developments in the district. Tennis court availability in particular — a facility that becomes genuinely contested in 500+ unit developments — is accessible here without the frustration of extended booking queues. For families with children or active residents, the practical usability of the facilities is a daily advantage that aggregate unit count figures do not capture.

Unit Sizes & Layout

Monterey Park Condominium’s 280 units span a range of configurations designed to serve the owner-occupier and professional renter market that characterises the West Coast–Clementi corridor. The unit mix includes 2-, 3-, and 4-bedroom configurations, with the majority of the stock in the 3- and 4-bedroom range — a distribution consistent with CDL’s positioning of the development as a family-grade residential product rather than a compact-unit investor play. Average transacted PSF of approximately $1,582 positions the development as an accessible CDL product: buyers are getting the developer’s characteristic build quality, layout integrity, and construction standards at a price that reflects the development’s West Coast OCR-adjacent positioning rather than the CCR premium that CDL’s more prominent addresses command.

CDL’s unit layouts are consistently well-regarded for efficient space planning and practical livability. Kitchens are typically separated from living areas with proper cabinetry and dedicated wet & dry zones; bedrooms maintain proportions that allow proper furniture placement; and the overall layout logic prioritises practical day-to-day use over visual spectacle. For buyers upgrading from an HDB executive flat or a 1990s-era private apartment, the CDL standard at Monterey Park offers a clear quality step-up with minimal renovation required beyond cosmetic updates.

The 999-year lease from 1885 is a defining unit-level attribute. With approximately 858 years of remaining tenure, the development has effectively perpetual title: CPF Ordinary Account funds can be used without restriction on loan quantum or tenure, bank financing is at standard rates and LTV ratios, and there is no lease decay trajectory to manage within any realistic investment or holding horizon. For buyers who have evaluated leasehold alternatives in the same price range, the 999-year title at comparable PSF levels is a material differentiator — the lease certainty alone justifies a premium over 99-year leasehold comparables in the district.

999-Year Lease: CPF and Financing Implications
Monterey Park Condominium’s 999-year lease commencing from 1885 means it is treated as freehold-equivalent under CPF Board and MAS guidelines. Buyers can use CPF Ordinary Account funds up to the standard Valuation Limit without restriction, and bank financing is available at standard LTV ratios with no lease-related tenure caps. Unlike 99-year leasehold alternatives in District 5 (several of which have 60–70 years remaining), there are no structural financing constraints to navigate. For CPF-reliant buyers, this distinction is not a minor nuance — it is the difference between being able to proceed with a standard purchase and being restricted to a cash-heavy transaction.

The development’s vintage means that units in their original condition will benefit from renovation to bring kitchens, bathrooms, and fixtures up to contemporary standards. Buyers should factor a renovation budget into their acquisition cost. However, the structural quality of CDL construction means that the underlying fabric of the units — walls, flooring substrate, plumbing, and electrical rough-in — typically holds up well over time, and the renovation investment required is cosmetic rather than structural.

Unit Mix (from transaction data)
BedroomsTransactionsAvg PSFAvg Price
3 BR4$1,580$2,032,500
4 BR21$1,560$2,264,940
5 BR2$1,284$2,639,000

Pricing & Market Position

Based on 27 recorded transactions, sale prices range from $1,710,000 to $2,678,000, averaging $2,258,213 (~$1,642 psf).

Rents range from $2,500 to $7,300 per month across 209 rental transactions. Current rental yield sits at approximately 2.6%.


Price Appreciation

From 2021 to 2026, the average PSF has appreciated by 32.1% (from $1,364 to $1,802 psf).

2024
+6.5%
$1,661 psf
2025
+4.5%
$1,736 psf
2026
+3.8%
$1,802 psf

Neighbourhood Comparison

The most direct comparison for Monterey Park Condominium within the West Coast–Clementi precinct is Camelot by the Water on West Coast Ferry Road — a 214-unit freehold development that similarly targets the mature West Coast owner-occupier market. Camelot’s freehold title commands a PSF premium over Monterey Park, but the gap between a freehold and a 999-year leasehold is philosophically thin for most buyers: both titles are effectively perpetual, and neither carries the lease-decay risk of a 99-year leasehold product. The choice between the two turns on specific unit availability, layout preferences, and views rather than any material tenure distinction.

In the 99-year leasehold segment, several West Coast and Clementi condominiums — including developments along Clementi Avenue and West Coast Avenue — trade at lower PSF levels, reflecting the standard leasehold discount and, in some cases, remaining tenure below 75 years with associated CPF restrictions. For buyers who have been comparing Monterey Park against these leasehold options at lower PSF entry points, the Monterey Park premium over comparable 99-year leasehold developments is clearly justified: 999-year tenure at equivalent or moderately higher PSF removes CPF financing constraints, eliminates lease decay management, and preserves the full eventual land value for the long run.

Against The Clement Canopy on Clementi Avenue 1 — a 505-unit 99-year leasehold completed 2019, developed by UOL Group and SingLand — Monterey Park’s comparison is instructive. Clement Canopy offers a newer construction vintage (2019 versus Monterey Park’s vintage), a full lifestyle facilities deck, and close proximity to Clementi MRT. It transacts at higher PSF levels reflecting its recency and facilities premium. However, its 99-year lease from approximately 2015 means 89 years remain today — adequate for current buyers but with a finite trajectory. Monterey Park’s 858-year tenure at a meaningfully lower PSF represents a genuine value case for long-hold buyers and CPF-reliant purchasers who prioritise tenure security and CDL quality over newer finishes.

For buyers considering the broader District 5 market, Kent Ridge Hill Residences on South Buona Vista Road offers a newer new-launch-era product at premium PSF, closer to NUS and the Buona Vista interchange station. Kent Ridge Hill targets a different buyer profile — premium RCR pricing, newer vintage, stronger MRT walk-access — at a substantially higher price point. The comparison highlights Monterey Park’s proposition clearly: CDL quality, 999-year tenure, mature estate character, and accessible PSF for buyers who do not require the most recent construction vintage or the best MRT walk-access score.

District 5 Comparables
DevelopmentTenureTOPUnits~Avg PSF
MONTEREY PARK CONDOMINIUM999 yrs lease commencing from 18852006280$1,642
LANDED HOUSING DEVELOPMENTFreehold2021156$1,842
NORMANTON PARK99 yrs lease commencing from 201920211,840$1,866
PARC CLEMATIS99 yrs lease commencing from 201920211,450$1,888
ELTA99 yrs lease commencing from 20242025501$2,556
FABER RESIDENCE99 yrs lease commencing from 20252025399$2,158

Lease Decay Analysis

The 99-year lease runs from 2006, meaning approximately 20 years have already been consumed. Roughly 79 years remain — still comfortably within the range where most banks will offer full financing without restrictions.

Lease Milestones
YearLease remainingImplication
2026 (now)~79 yearsFull bank financing available
2036~69 yearsCPF usage still unrestricted for most buyers
2045~59 yearsApproaching 60-year threshold — CPF limits begin for some
2065~39 yearsSignificant financing restrictions for next buyer
2105ExpiryLease reverts to state

For a buyer purchasing today with a 10-year horizon (exit around 2036), the lease situation is essentially a non-issue — you’d be selling a property with ~69 years remaining, which is still very bankable. The risk profile changes for longer holds.


ShiokNest Scores

Our proprietary scoring system evaluates MONTEREY PARK CONDOMINIUM across multiple dimensions.

Walkability
41/100
MRT: 8/25, School: 20/20, Hawker: 10/15, Mall: 0/15, Park: 0/10, Supermarket: 0/10, Clinic: 3/5
Investment
50/100
+5.3% YoY ·2.6% yield ·4 txns/yr ·Unknown tenure ·1.41 km to MRT ·+9.3% district YoY ·En-bloc 37/100
Profitability
70/100
Win rate: 100 — 8 transaction pairs, 100% profitable, avg +$212,644
En-Bloc Potential
37/100
Verdict: Low
Overall ShiokNest Score
41/100 — composite of walkability, investment, profitability, en-bloc, and market trend factors.

What Residents Say

“We have been here for years and have no intention of moving. The West Coast address is irreplaceable — quiet, leafy, and close to NUS and one-north. The CDL build quality has stood the test of time. Facilities are well-maintained, management is professional.”

— Owner review via PropertyGuru

“Great development for families. Henry Park Primary is nearby, West Coast Park is a 5-minute drive. The pool is clean and accessible. The 999-year lease gives peace of mind that a standard 99-year leasehold simply cannot.”

— Resident comment via EdgeProp

“We rent here while working at the Science Park. The unit is spacious, well laid-out, and the neighbourhood is genuinely quiet. Bus to one-north is convenient. Very happy with the living environment.”

— Tenant review via 99.co

“Solid CDL quality. The estate is mature and the management council is active. My only note is that MRT access requires a bus or car — it is not walking distance to Clementi station. But if you have a car or work nearby, this is a top West Coast address.”

— Resident review via SRX

The resident feedback pattern at Monterey Park Condominium is consistent and positive: strong satisfaction with the quiet West Coast estate environment, CDL build quality, and facilities maintenance; clear awareness of the car-dependent nature of the address relative to MRT nodes; and broad appreciation for the 999-year tenure structure among buyers who have previously navigated leasehold financing constraints. The tenant profile is dominated by NUS academics and staff, one-north and Science Park professionals, and Singaporean families drawn by the Henry Park Primary School catchment — a stable renter base that underpins the development’s $5,060 monthly rental average and low vacancy profile.


Strengths & Weaknesses

Strengths
  • 999-year lease from 1885 (~858yr remaining) — effectively freehold-equivalent; full CPF OA usage, unrestricted bank financing, no lease decay trajectory
  • CDL developer pedigree — one of Singapore’s most reputable listed developers, known for construction quality, reliable maintenance, and professional estate management
  • West Coast mature estate — quiet, leafy, low-density residential character preserved by surrounding private housing zoning
  • NUS–one-north–Science Park proximity — one of Singapore’s largest academic and tech employment hubs within easy commute range, underpinning strong rental demand
  • $1,582 PSF for CDL 999yr tenure — accessible entry for near-freehold CDL quality; meaningfully below CDL’s CCR/RCR portfolio pricing
  • West Coast Park nearby — one of Singapore’s most popular family recreation parks with cycling paths, BBQ facilities, and dog-friendly areas
  • CRL future West Coast station — structural infrastructure tailwind expected to improve MRT walk-access and support long-term price appreciation
  • Mid-size 280-unit scale — full facilities deck with good facilities-to-resident ratio; pool and courts accessible without booking friction
  • Henry Park Primary School catchment — a consistently sought-after primary school among family buyers in District 5
Weaknesses
  • MRT walk-access is limited — Clementi MRT (EW23) is 15–20 minutes walk; development is best suited to car owners or those who commute within the nearby employment corridor
  • Development vintage — units in original condition require cosmetic renovation; kitchens and bathrooms will not meet contemporary specification without refurbishment budget
  • Gross yield of ~2.7% is modest — investment return is driven by capital preservation and tenure value rather than income yield
  • No nearby MRT within walking distance until CRL West Coast station opens — timeline subject to LTA confirmation
  • West Coast Rise is a quiet suburban address — buyers seeking urban vibrancy, waterfront promenade access, or F&B-dense street-level activity should look at alternative D5 addresses
Best for — HDB upgraders seeking CDL quality and 999yr tenure at accessible PSF NUS, one-north, and Science Park professionals prioritising residential quiet over MRT proximity Long-hold investors valuing near-freehold tenure security and CDL quality maintenance Families with children targeting Henry Park Primary School catchment CPF-reliant buyers who need unrestricted CPF OA usage (999yr fully eligible) Car-owning households comfortable with bus or drive to MRT MRT-dependent commuters who require walkable station access (nearest is 15–20min walk)

Verdict

Monterey Park Condominium’s investment case rests on a combination of factors that are individually common in Singapore’s residential market but rare in combination: CDL developer quality, a 999-year lease at effectively freehold-equivalent terms, a mature West Coast estate address, and a $1,582 PSF price point that is meaningfully accessible relative to CDL’s more prominent District 9–11 developments. For buyers who want the tenure security of near-freehold land, the credibility of a top-tier Singapore developer, and the residential quiet of an established private estate — at a price that falls within reach of the HDB upgrader market — the value proposition is genuine.

The development’s central practical consideration is MRT accessibility. Clementi MRT (EW23) is approximately 1.5–2 km away — comfortably within bus range and a short drive, but beyond comfortable walking distance for daily commuters. The development is best suited to car-owning households, professionals who commute within the one-north–NUS–Science Park corridor by bus or bicycle, or buyers for whom the CRL’s future West Coast station represents a meaningful infrastructure improvement to factor into a long-term hold calculation.

The 999-year lease from 1885 deserves specific emphasis in the investment analysis. In a Singapore property market where the distinction between freehold and leasehold has become increasingly financially consequential — with CPF restrictions tightening as 99-year leasehold products age and remaining tenures compress — Monterey Park’s near-perpetual title is a structural moat. The development will not face the financing constraints, CPF restrictions, or lease decay discounting that its 99-year leasehold competitors will progressively encounter over the next two to three decades. At $1,582 PSF today, buyers are acquiring that tenure security at a price that does not yet fully price in the long-run value of permanence.

Monterey Park Condominium is the right answer for buyers who want CDL-built quality, near-freehold tenure certainty, and mature West Coast estate living at an accessible price — and who either own a car or work within the NUS–one-north corridor that makes the MRT walk-distance a secondary consideration.

The gross yield of approximately 2.7% is characteristic of mature CDL residential developments in well-established estates — not a yield-maximising investment, but a reliable income return supported by a stable professional and academic tenant base. For long-hold investors who prioritise capital preservation, tenure security, and CDL’s track record of asset quality maintenance, Monterey Park offers a defensible long-term hold in one of Singapore’s most established residential enclaves. The CRL tailwind and the progressive repricing of 999-year versus 99-year leasehold products in the buyer’s consciousness are both structural supports for the development’s value over a 10-year-plus horizon.

Frequently Asked Questions

Can I use CPF to buy Monterey Park Condominium?
Yes, fully. Monterey Park Condominium’s 999-year lease commencing from 1885 leaves approximately 858 years of remaining tenure, well above the 75-year threshold that CPF Board requires for unrestricted CPF Ordinary Account usage. Buyers can use CPF OA funds up to the standard Valuation Limit without restriction, and bank financing is available at standard LTV ratios with no lease-related caps. Unlike 99-year leasehold alternatives in District 5 (some of which have 60–70 years remaining and face CPF restrictions), Monterey Park is effectively freehold-equivalent for all CPF and financing purposes.
Which MRT station is closest to Monterey Park Condominium?
Clementi MRT (EW23) on the East West Line is the nearest current MRT station, approximately 1.5–2 km from the development — a 15–20 minute walk or a 5–10 minute bus or car ride. Looking ahead, the Cross Island Line (CRL) will introduce a West Coast station serving the West Coast precinct, which is expected to improve MRT accessibility from the development significantly. Until the CRL opens, the development is best suited to car-owning households or residents who commute within the nearby NUS–one-north–Science Park corridor by bus or other modes.
What is the gross rental yield at Monterey Park Condominium?
Based on recorded rental transactions averaging $5,060 per month and average transacted sale prices of approximately $2,277,806 ($1,582 PSF), the implied gross yield is approximately 2.7%. This is characteristic of mature CDL residential developments in established West Coast estates where the investment thesis centres on capital preservation, tenure security, and steady demand from the NUS–one-north–Science Park employment base rather than income yield maximisation. Vacancy is typically low given the stable professional and academic tenant pool in the district.
How does the 999-year lease compare to freehold and 99-year leasehold alternatives?
A 999-year lease from 1885 is treated as freehold-equivalent by CPF Board, MAS, and most buyers for all practical purposes: there is no CPF restriction, no tightening of bank LTV ratios, and no lease decay trajectory within any realistic investment horizon. This contrasts sharply with 99-year leasehold developments in District 5, some of which have 60–70 years remaining and face material CPF restrictions and tightening financing terms. Versus a true freehold title, the 999-year difference is philosophically academic — the practical implications for buyers today are essentially identical, and market pricing typically treats 999-year and freehold properties on near-equivalent terms.
Who is the developer of Monterey Park Condominium?
Monterey Park Condominium was developed by City Developments Limited (CDL), one of Singapore’s largest and most well-regarded listed property developers. CDL has a track record spanning over 60 years and a portfolio that includes some of Singapore’s most recognised residential addresses. CDL developments are consistently associated with above-average build quality, professional estate management, and durable resale values — characteristics that are reflected in Monterey Park’s long-standing condition and the positive resident feedback on construction and maintenance quality.
What schools are near Monterey Park Condominium?
Henry Park Primary School is the primary school most frequently cited by families in the West Coast Rise area — it is within the 1 km primary school registration priority zone and is a consistently popular choice. Clementi Primary School is also nearby. For secondary education, NUS High School of Mathematics and Science is located in the Clementi–West Coast corridor and is a distinctive academic institution. Anglo-Chinese Junior College and ACS(I) are accessible from Clementi station on the EWL. The NUS campus itself is less than 2 km away, serving families with university-age students or parents employed at NUS.