Infographic: Ccr Rcr Ocr Market Comparison: Visual summary of Singapore property data — stamp duty, financing, district comparisons, and yield benchmarks. The framework below grounds the practical decision in Singapore’s tax, financing, and cooling-measure environment (as of 2026-Q1).
Infographic: Ccr Rcr Ocr Market Comparison sits within Singapore’s broader property framework: cooling-measure architecture set in April 2023 (foreigner ABSD 60% per the IRAS ABSD, SC second-property ABSD 20%, 55% TDSR cap per the MAS TDSR explainer), SORA-pegged mortgages at ~4% effective, and CPF Ordinary Account usage per the CPF home ownership rules. Visual summary of Singapore property data — stamp duty, financing, district comparisons, and yield benchmarks.
For decision-making, the relevant variables are (a) buyer profile and the resulting BSD/ABSD bill, (b) financing headroom via TDSR, (c) CPF deployment strategy, and (d) the specific topic context covered below. Cross-reference URA REALIS for transacted data verification.
Infographic: Ccr Rcr Ocr Market Comparison typically arises for buyers at specific life or portfolio stages. The honest framework: understand the structural rules first (cooling measures, financing constraints, CPF mechanics), then evaluate the topic-specific dimension. The structural rules don’t change between scenarios; only the topic-specific calculation varies.
For Singapore-specific guidance, the relevant authorities are the IRAS BSD for stamp duty, the MAS TDSR explainer for debt-servicing rules, the Singapore Land Authority for landed eligibility, the URA Master Plan for forward zoning, and the LTA MRT system map for transport-infrastructure context. Use the stamp duty calculator for upfront cost and the mortgage calculator for monthly obligation.
- Singapore's private condo market is officially divided into 3 segments by URA based on geographic location.
- CCR commands the highest PSF but OCR often delivers stronger rental yields in percentage terms.
- Live data below is computed from actual URA REALIS transactions tracked on ShiokNest.
CCR vs RCR vs OCR: At a Glance
A data-driven comparison of Singapore's three private residential market segments using live transaction data from ShiokNest.
Avg PSF
Avg Price
Avg Rent
Est. Yield
Avg PSF
Avg Price
Avg Rent
Est. Yield
Avg PSF
Avg Price
Avg Rent
Est. Yield
Key Differences
| Factor | CCR | RCR | OCR |
|---|---|---|---|
| Buyer Profile | UHNW, expats, investors | Professionals, upgraders | Families, first-timers |
| Typical Size | 1-2 BR (compact luxury) | 2-3 BR | 3-4 BR (family) |
| Rental Demand | Expat-driven | Mixed local/expat | Local families |
| Capital Growth | Cyclical, policy-sensitive | Steady appreciation | Slower but stable |
Data sourced from URA REALIS via ShiokNest. Updated: 17 May 2026.
The cost framework for Infographic: Ccr Rcr Ocr Market Comparison starts with stamp duty. BSD is progressive (1% on first $180K, 2% next $180K, 3% next $640K, 4% next $500K, 5% next $1.5M, 6% remainder). ABSD adds 20% for SC second purchase, 30% for SC third, 60% for foreigners. On a $2M purchase, total BSD+ABSD for SC-second is approximately $469,600; for foreigner approximately $1,269,600.
Mortgage cost at 4% effective rate over 25 years: $1M loan = ~$5,280/month, $1.5M = ~$7,920, $2M = ~$10,560. TDSR cap at 55% of gross income means a borrower with $12,000/month gross can support approximately $1.1M in loan quantum after other debt obligations (assuming $800/month in non-mortgage debt). Use the TDSR / MSR affordability calculator to verify.
CPF Ordinary Account deployment: usable for down-payment, monthly instalments, and stamp duty. Accrued-interest rules require returning principal plus 2.5% per annum on eventual sale. Use the CPF optimizer to model optimal OA deployment.
- Calculate exact BSD/ABSD via the stamp duty calculator.
- Verify TDSR headroom via the TDSR/MSR calculator.
- Model monthly mortgage via the mortgage calculator.
- Optimise CPF deployment via the CPF optimizer.
- Cross-reference URA REALIS for transacted-price verification in your target segment.
Frequently Asked Questions
Which districts belong to each segment?
Why does OCR sometimes show higher yields than CCR?
How often is this data updated?
What are the cooling-measure rules for Infographic: Ccr Rcr Ocr Market Comparison?
Foreigner ABSD 60%, SC second-property ABSD 20%, SC third-and-above 30%, PR 5% first / 30% second / 35% third+, entity 65%. Unchanged since April 2023. See IRAS ABSD.
What is the current mortgage rate environment?
3M compounded SORA tracks the 3.0–3.5% band; typical bank spread is 0.7–0.85%; all-in floating rate ~4.0%. Stress-test at +50bp for prudence.
Can foreigners participate in Infographic: Ccr Rcr Ocr Market Comparison?
Foreigners can buy non-landed (condo) subject to 60% ABSD. Landed purchases require LDAU approval from the Singapore Land Authority, granted rarely. Sentosa Cove (D4) is the open-foreign-landed exception.
How is CPF Ordinary Account used?
CPF OA covers down-payment, monthly instalments, and stamp duty, subject to Valuation Limit and Withdrawal Limit rules. Accrued interest (2.5% per annum) must be returned to CPF on sale. See CPF home ownership rules.
Where can I verify Singapore property data?
The authoritative sources are URA REALIS for private residential transactions, HDB resale portal for HDB, MAS SORA dashboard for mortgage benchmark, and IRAS for stamp duty and property tax. ShiokNest aggregates these data sources.