CCR (Core Central Region — districts 1, 9, 10, 11) offers prestige and capital preservation at S$2,500-3,500 PSF. RCR (Rest of Central — D3, 5, 8, 12, 13, 14, 15) is the balanced sweet spot at S$1,700-2,200 PSF with both yield and capital growth. OCR (Outside Central — all other districts) is highest yield + entry-price-friendly at S$1,200-1,800 PSF. First-time buyers typically target RCR; investors choose based on strategy.
CCR vs RCR vs OCR: detailed comparison
| Metric | CCR | RCR | OCR |
|---|---|---|---|
| Median PSF | S$2,500-3,500 | S$1,700-2,200 | S$1,200-1,800 |
| Gross yield | 2.5-3.5% | 3.0-3.8% | 3.5-4.5% |
| 5-yr capital growth | +25-30% | +25-30% | +30-35% |
| Foreign demand | Highest | Moderate | Low |
| Renting tenant pool | Expat, executive | Mixed | Local, work-pass |
| Liquidity (avg days on market) | 30-45 | 45-60 | 45-75 |
Which region suits you
- CCR for capital preservation: Wealth-accumulation buyers, long-hold, foreign-tenant focused
- RCR for balanced returns: Most upgraders and first-time investors; good yield + growth
- OCR for yield: Cash-flow-focused investors, first-time buyers under budget constraints
See CCR, RCR, or OCR region guides.
FAQ
How does URA classify the regions?
CCR = D1, 2, 6, 9, 10, 11; RCR = D3, 4, 5, 7, 8, 12, 13, 14, 15, 20; OCR = D16, 17, 18, 19, 21-28.
Is CCR always worth the premium?
For capital preservation and rental to foreign tenants, yes. For pure yield, no.
Are OCR yields sustainable?
Long-term yes — OCR has consistent local tenant demand. Short-term affected by supply waves.