Singapore Property Calculators
Free Singapore property calculators for mortgage, stamp duty, affordability, yield, and investment analysis
Mortgage & Loans
Calculate monthly payments, affordability, and loan structuring
Mortgage Calculator
Monthly repayment, total interest, amortisation schedule
Open Tool →Mortgage Recommender Wizard
Personalised loan recommendations in a guided flow
Open Tool →TDSR / MSR Affordability Calculator
Debt servicing ratio check under MAS rules
Open Tool →Loan Comparison
Compare fixed, floating, and SORA loan packages side by side
Open Tool →Mortgage Refinancing Calculator
Break-even analysis and savings from refinancing your home loan
Open Tool →HDB Loan vs Bank Loan
HDB concessionary loan compared against bank loan options
Open Tool →SORA Rate Tracker
Current 1M/3M SORA rates and impact on floating-rate loans
Open Tool →Progressive Payment Calculator
Stage-by-stage payment schedule for new launch condos
Open Tool →Stamp Duty & Costs
Government taxes, acquisition costs, and recurring ownership fees
Stamp Duty Calculator
BSD and ABSD across buyer profiles and property prices
Open Tool →Seller's Stamp Duty (SSD) Calculator
SSD tiers if selling within 3 years of purchase
Open Tool →Total Acquisition Cost Calculator
Complete outlay: downpayment, stamp duty, legal, agent fees
Open Tool →Property Tax Calculator
Annual property tax based on AV and owner-occupier status
Open Tool →Landed Property Stamp Duty Calculator
Stamp duty on terrace, semi-detached, and detached homes
Open Tool →Commercial Stamp Duty Calculator
BSD on office, retail, and industrial property transactions
Open Tool →HDB Resale Levy
Levy payable when buying your second subsidised HDB flat
Open Tool →Investment & Returns
Project yield, profitability, and long-term returns
Buy-to-Let Calculator
Rental income vs mortgage — does the property pay itself?
Open Tool →ROI Calculator (Buy to Rent)
Gross and net rental yield across realistic scenarios
Open Tool →End-to-End Investment Calculator
Full lifecycle: purchase, hold, rent, sell with IRR and total ROI
Open Tool →Holding Period
Break-even holding duration for a profitable exit
Open Tool →Cash Flow Projection Tool
Monthly and yearly cash flow over the holding period
Open Tool →Capitalization Rate Calculator
Cap rate (NOI / price) for commercial and rental property
Open Tool →Commercial Rental Yield Calculator
Gross and net yield for office and retail investments
Open Tool →HDB Rental Yield Calculator
Rental yield on HDB flats by flat type and town
Open Tool →Custom Scenario Planner
Build and compare custom investment scenarios side by side
Open Tool →Affordability & Planning
Budget, cash flow, and purchase planning tools
Unified Affordability Calculator
What you can afford across income, CPF, cash, and TDSR
Open Tool →CPF Optimizer
Maximise CPF use for downpayment vs monthly repayments
Open Tool →Purchase Timeline
End-to-end schedule from OTP to key collection
Open Tool →Buy vs Rent Break-Even Analysis
How many years of renting equals the cost of buying
Open Tool →Decoupling Calculator
Cost-benefit of decoupling to buy a second property
Open Tool →Cash Proceeds Calculator
Net cash after sale: CPF refunds, outstanding loan, fees
Open Tool →Property Comparison
Compare properties, districts, and property types
Investment Type Comparison
HDB vs condo vs landed — which matches your goals?
Open Tool →Custom Scenario Planner
Build your own side-by-side comparison with custom inputs
Open Tool →District vs District Comparison
Compare any two districts on price, rent, yield, volume
Open Tool →New Launch vs Resale
Pricing, timeline, and financing differences between the two
Open Tool →Landed vs Condo Comparison
Price per sqft, maintenance, and lifestyle trade-offs
Open Tool →BTO vs Resale HDB
Wait-time, pricing, and grant differences for HDB buyers
Open Tool →HDB-Specific
Grants, eligibility checks, and HDB-specific rules
HDB Grant Eligibility
EHG, Family, and Proximity grants you may qualify for
Open Tool →MOP Countdown Planner
Minimum Occupation Period timeline for your HDB flat
Open Tool →EC Eligibility Check
Income ceiling and citizenship criteria for Executive Condos
Open Tool →BTO Plus/Prime Clawback Estimator
Plus/Prime subsidy recovery on resale, net proceeds, and effective annualised return
Open Tool →Specialty Tools
Niche calculators for specific situations and deep dives
Borrowing Sensitivity Heatmap
Visualise loan affordability across rate and tenure scenarios
Open Tool →Renovation Cost Estimator
Room-by-room renovation budget for Singapore homes
Open Tool →Renovation ROI Calculator
Which renovations recover their cost at resale — and which don't
Open Tool →Lease Decay Visualizer
How remaining lease erodes property value over time
Open Tool →Land Value Estimator
Underlying land value for landed homes and development sites
Open Tool →Under Construction Property Calculator
BUC projects: progressive payments, TOP timelines, risk
Open Tool →ShiokNest Price Index
Market-wide price index — where are we in the cycle?
Open Tool →