Annual Value (AV) and Property Tax in Singapore

Glossary Updated
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Quick Definition
Annual Value (AV) is the estimated gross annual rent a property can reasonably command if it were rented out, as assessed by IRAS.

What Does It Mean?

Annual Value (AV)

Annual Value (AV) is the estimated gross annual rent a property can reasonably command if it were rented out, as assessed by IRAS. AV is used to determine property tax payable and is reviewed annually.

Property Tax Rate

Property tax rates in Singapore are progressive and vary by occupancy: owner-occupied residential rates range from 0% to 32%, while non-owner-occupied rates range from 12% to 36% of AV.

Current Rates

Owner-Occupied Residential Rates (2024):

AV BandRate
First $8,0000%
Next $22,0004%
Next $10,0006%
Next $15,00010%
Next $15,00014%
Next $15,00020%
Next $15,00026%
Above $100,00032%

Non-Owner-Occupied Residential Rates:

AV BandRate
First $30,00012%
Next $15,00020%
Next $15,00028%
Above $60,00036%

Worked Example

A condo with AV of $36,000 (estimated annual rent of $3,000/month):

$1,480
Owner-Occupied Tax
$5,520
Non-Owner-Occupied Tax

Non-owner-occupied properties pay significantly more property tax. This is a major cost for investment properties.

Why It Matters

Property tax is the single largest recurring cost for investment properties. A non-owner-occupied condo with AV of $36,000 pays about $5,500/year — this directly reduces your net rental yield.

Where to Find This on ShiokNest

Look for the tooltip icon next to this metric on ShiokNest for a quick reminder of its definition.

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Frequently Asked Questions

How is AV determined?
IRAS determines AV based on estimated annual rent the property could command, considering factors like location, size, condition, and comparable rentals in the area.
Can I appeal my AV assessment?
Yes. You can file an objection within 30 days of receiving the AV notice. Provide evidence of lower comparable rents to support your case.

This glossary article is auto-generated from ShiokNest's financial data and updated periodically. Rates and figures are current as of March 2026. Check official sources for the latest.