For digest readers, the four numbers that matter for CHIP THYE GARDEN (District 20) in the trailing multi-year window are: (a) transacted volume relative to trailing-12-month averages, (b) median PSF for the comparable-quality sample, (c) gross rental yield (where applicable), and (d) the segment-mix composition that influenced the headline aggregate. Cross-reference the chart in this digest against URA REALIS for verified caveat-level detail, and against the URA Property Price Index for the quarterly cycle-level benchmark.
The transacted price trajectory reading for CHIP THYE GARDEN (District 20) reflects the interplay between (1) the policy environment (IRAS ABSD rates for buyer-side cooling, IRAS BSD rates for the standard upfront stamp), (2) the financing cost environment (MAS SORA dashboard for the floating-rate benchmark plus typical 0.6–0.85% bank spread = ~4.0% all-in), and (3) the MAS TDSR / cooling measures explainer that caps debt-servicing at 55% of gross income. Each of these levers can shift period-to-period readings independently.
The the trailing multi-year window price trend digest for CHIP THYE GARDEN (District 20) sits within a defined cycle context. Singapore private residential prices appreciated 6 consecutive quarters into Q1 2026, with the URA Property Price Index up 0.9% q-o-q (final). This digest reads the period’s data alongside the structural framework set by Singapore’s post-April-2023 cooling-measure regime — foreigner ABSD at 60%, Singapore Citizen second-property ABSD at 20%, 3M SORA in the 3.0–3.5% band — that shapes how the raw figures translate into actionable buyer or seller decisions (as of 2026-Q1).
- Average PSF: $1,756 psf across 10 sales
- Latest YoY PSF change: ↑ 1.4%
- District 20 PSF percentile: Above average (top 46%)
- OCR · D20 · Freehold
Price Overview
CHIP THYE GARDEN in District 20 (Outside Central Region) has recorded 10 sales transactions with an average PSF of $1,756 psf and an average price of $3,725,800.
Yearly PSF Trend
Average price per square foot for CHIP THYE GARDEN over time:
| Year | Sales | Avg PSF | Avg Price | YoY Change |
|---|---|---|---|---|
| 2021 | 1 | $1,389 psf | $3,000,000 | — |
| 2022 | 2 | $1,746 psf | $3,534,000 | ↑ 25.7% |
| 2023 | 1 | $1,075 psf | $2,800,000 | ↓ 38.4% |
| 2024 | 3 | $1,821 psf | $3,710,000 | ↑ 69.4% |
| 2025 | 1 | $2,027 psf | $4,380,000 | ↑ 11.3% |
| 2026 | 2 | $2,055 psf | $4,440,000 | ↑ 1.4% |
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property held effectively flat at $1,014 psf, with a marginal gain of 1.4%.
Bedroom Price Breakdown
Price distribution by unit type at CHIP THYE GARDEN:
| Type | Sales | Avg PSF | Avg Price |
|---|---|---|---|
| 4 BR | 1 | $1,747 psf | $3,300,000 |
| 5+ BR | 9 | $1,756 psf | $3,773,111 |
District & Segment Context
CHIP THYE GARDEN ranks in the top 46% of condos in District 20 by PSF.
Compared to the OCR average of $1,550 psf, CHIP THYE GARDEN trades 13.2% above the segment benchmark.
Explore the full District 20 (Ang Mo Kio, Bishan) for comprehensive district data.
The the trailing multi-year window period’s transacted price trajectory for CHIP THYE GARDEN (District 20) reflects specific micro-level drivers. Within the aggregate figure, individual sub-segments (different unit types, floor bands, tenure types) typically move at different rates — the period’s ‘top movers’ are units or sub-cohorts whose performance deviated meaningfully from the mean. For investors and sellers, identifying these movers is more useful than the headline average because the mean smooths out the dispersion that creates actual buying or selling opportunities.
Typical top-mover categories in any digest period include: (a) freehold units in 99-year-dominated districts that command a meaningful tenure premium, (b) high-floor units in projects with strong views or panoramic orientation (5–15% PSF premium vs low-floor in same project), (c) recently-renovated stock that commands ~5–10% premium over comparable un-renovated transacted PSF, and (d) units close to recently-opened MRT lines or new developments that create proximity-premium uplift. For CHIP THYE GARDEN (District 20) in the trailing multi-year window, the dispersion across these categories is the more informative reading than the headline median. Use District 20 for cross-reference.
Conversely, soft-mover categories typically include 99-year leasehold stock approaching financing-window thresholds (lease <30 years), units with unfavourable orientation or noise exposure, and developments where MCST management quality has degraded. Cross-reference URA REALIS for the per-project caveats and assess which projects in CHIP THYE GARDEN (District 20) fall into which category.
The embedded chart for this price trend digest of CHIP THYE GARDEN (District 20) in the trailing multi-year window visualises the transacted price trajectory trajectory. The two readings to focus on are (1) the absolute level versus the trailing-12-month mean, and (2) the direction of change across the most recent 3–4 periods. A single-period spike or trough is rarely informative; sustained directional movement across multiple periods signals a structural shift worth acting on.
For comparative context, place CHIP THYE GARDEN (District 20)’s the trailing multi-year window reading against (a) the corresponding national-level URA Property Price Index figure for the segment, and (b) the equivalent reading in adjacent districts or towns. The relative positioning — whether CHIP THYE GARDEN (District 20) is leading or lagging the national segment — informs whether the period’s reading is geography-specific or part of a broader cycle move. Use price heatmap for district-level visual comparison and comparison tool for direct numeric benchmarking.
Looking ahead from the trailing multi-year window, the forward variables for CHIP THYE GARDEN (District 20) transacted price trajectory are (a) the URA Government Land Sales pipeline within a 1km radius, which determines new-supply pressure, (b) the SORA trajectory over the next 2–4 quarters, which shapes mortgage-driven affordability, and (c) any local infrastructure changes (new MRT stations, school openings, redevelopment of neighbouring plots) that could shift relative attractiveness. Track these via URA REALIS and the MAS SORA dashboard (as of 2026-Q1).
FAQ
What is the average PSF for CHIP THYE GARDEN?
Are prices at CHIP THYE GARDEN going up or down?
How does CHIP THYE GARDEN compare in District 20?
How was this transacted price trajectory figure computed?
The figure is derived from URA REALIS caveats for CHIP THYE GARDEN (District 20) filed during the trailing multi-year window. transacted price trajectory computations follow standard methodologies: gross yield = annual rent / purchase price for the same unit cohort; transacted PSF = price / floor area; volume = caveat count for the segment. For HDB digests the equivalent source is the HDB resale portal.
What policy environment shaped this reading?
The reading sits within the post-April-2023 cooling-measure regime: foreigner ABSD 60%, SC second-property ABSD 20%, TDSR 55% per the MAS TDSR / cooling measures explainer. SORA-linked mortgage rates near 4.0% effective shape the affordability ceiling. These structural variables affect demand-side composition across all digest periods since 2023.
Should I act on this digest?
Honest answer: depends on holding horizon and buyer profile. For owner-occupiers with 10+ year horizons, single-period digest readings rarely trigger action. For sellers or short-horizon investors, sustained directional moves across 3–4 periods may indicate timing windows. Cross-reference your specific buyer profile via the IRAS BSD rates and CPF home ownership rules alongside the digest data.
Methodology & Sources
This analysis covers All available years and refreshes as new data becomes available.
Transaction data sourced from URA REALIS.
- Data sourced from URA REALIS transaction records.
- PSF calculated from transacted price / strata area in square feet.
Median values used to minimise outlier impact. PSF = price per square foot.