GERALD GARDENS

Condo Profile Last reviewed

GERALD GARDENS is a 63-year balance leasehold development along GERALD CRESCENT in District 28 (Seletar / Yio Chu Kang), part of the OCR segment of Singapore's private residential market. The project comprises a compact unit count and is TOP 1990.

This profile draws on 5 recorded transactions from URA REALIS to frame the project's character: who actually lives here, who buys here, and where the pricing sits relative to immediate alternatives. For the broader district context, see the Singapore price-heatmap map.

The project is in its mature or late-resale phase, where lease tenure (for leasehold stock), redevelopment optionality, and en-bloc potential all start to weigh more on the investment thesis than current rental yield.

Within District 28 (Seletar / Yio Chu Kang), the immediate context for GERALD GARDENS is shaped by the broader URA Master Plan zoning for the area, ongoing or planned infrastructure (MRT extensions, expressway changes, school relocations), and the supply pipeline of nearby launches. See the URA Master Plan 2019 for the precinct-specific land-use overlay before underwriting medium-term capital appreciation.

For: First-time buyersInvestorsHDB upgraders
Source: URA REALIS

We track 5 sales and 6 rental transaction records for this property. Explore live charts, price trends, rental yields, and investment analytics on the GERALD GARDENS dashboard.

Data as of June 2026
Key Takeaways
  • Average sale price: $4,181,778 across 5 transactions
  • Estimated gross rental yield: 1.6%
  • District 28 PSF ranking: Above average (top 40%)
  • 999 yrs lease commencing from 1879 · OCR · D28

About GERALD GARDENS

GERALD GARDENS is a 999 yrs lease commencing from 1879 condominium, located at GERALD CRESCENT in District 28 (Seletar) (Outside Central Region), completed in 1990.

With approximately 63 years remaining on its 99-year lease, the property qualifies for full bank financing and CPF usage.

D28
District
OCR
Outside Central Region
1990
TOP Year
63 yrs
Lease Left
1.6%
Gross Yield

Unit Mix Distribution

Transaction data breakdown by bedroom type at GERALD GARDENS:

Unit mix for GERALD GARDENS
TypeSalesAvg PSFAvg Price
4 BR2$1,733 psf$3,275,000
5+ BR3$1,175 psf$4,786,296
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Sales Market Overview

$4,181,778
Avg Price
$3,250,000
Lowest Sale
$5,800,000
Highest Sale
5
Total Sales

GERALD GARDENS has recorded 5 sale transactions with an average transaction price of $4,181,778, ranging from $3,250,000 to $5,800,000.

Price & PSF trend for GERALD GARDENS
YearSalesAvg PSFAvg PriceYoY
20222$1,364 psf$3,725,000
20231$1,728 psf$3,250,000↑ 26.7%
20242$1,268 psf$5,104,444↓ 26.7%

GERALD GARDENS ranks in the top 40% of condos in District 28 by average PSF.

Compared to the OCR average of $1,550 psf, GERALD GARDENS trades 9.8% below the segment benchmark.

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Rental Market Overview

$5,650/mo
Avg Rent
$4,000/mo
Lowest
$7,000/mo
Highest
6
Total Leases

GERALD GARDENS has recorded 6 rental transactions with monthly rents averaging $5,650/mo.

Rental rates by bedroom for GERALD GARDENS
TypeLeasesAvg RentMinMax
Studio6$5,650/mo$4,000/mo$7,000/mo
Rental trend for GERALD GARDENS
YearLeasesAvg Rent
20211$5,500/mo
20221$4,000/mo
20232$5,800/mo
20251$7,000/mo
20261$5,800/mo

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🧮Estimate Rental Yield for GERALD GARDENS

Investment Analysis

Based on average rents and sale prices, GERALD GARDENS delivers an estimated gross rental yield of 1.6%. This is below the 3% benchmark, suggesting stronger capital appreciation potential.

Investment Verdict: Below Average Yield
GERALD GARDENS offers a gross rental yield of 1.6% in District 28.

Competing Condos in District 28

Side-by-side comparison against the most actively traded condos in District 28 (Seletar):

District 28 condo comparison
CondoTenureUnitsAvg PSFSales
PARC GREENWICH99 yrs lease commencing from 2020496$1,234 psf496
HIGH PARK RESIDENCES99 yrs lease commencing from 20141376$1,481 psf406
THE TOPIARY99 yrs lease commencing from 2012700$1,219 psf397
PARC BOTANNIA99 yrs lease commencing from 2016735$1,592 psf206
SELETAR HILLS ESTATE999 yrs lease commencing from 1879$1,494 psf194

Location Map

Map shows GERALD GARDENS (centre marker) with nearby MRT stations and schools. Drag to pan, scroll to zoom.

  • GERALD GARDENS
  • Fernvale MRT
  • Layar MRT
  • Tongkang MRT
  • Thanggam MRT
  • Kupang MRT
  • North Vista Primary School
  • North Vista Secondary School
  • Fernvale Primary School

Nearby MRT Stations

GERALD GARDENS is 530m from Fernvale MRT (Sengkang LRT), with 5 stations within 1.5 km.

MRT stations near GERALD GARDENS
StationCodeLineDistance
FernvaleSW5Sengkang LRT530m
LayarSW6Sengkang LRT720m
TongkangSW7Sengkang LRT1.1 km
ThanggamSW4Sengkang LRT1.2 km
KupangSW3Sengkang LRT1.4 km

Nearby Schools

There are 9 schools within 2 km of GERALD GARDENS, including 4 within the 1 km priority zone.

Schools near GERALD GARDENS
SchoolTypeDistance
North Vista Primary SchoolPrimary610m
North Vista Secondary SchoolSecondary610m
Fernvale Primary SchoolPrimary670m
Chongfu SchoolPrimary970m
Presbyterian High SchoolSecondary1.3 km
Townsville Primary SchoolPrimary1.6 km
Nan Chiau Primary SchoolPrimary1.7 km
Anchor Green Primary SchoolPrimary1.8 km
Sengkang Secondary SchoolSecondary1.9 km

Walking-distance MRT. Fernvale is about 0.53km — within the conventional 10-minute walk threshold most tenants accept. The project benefits from the public-transport premium without the price compression that <500m flagship stations command.

School-belt proximity. North Vista Primary School sits about 0.61km away, with additional schools clustered nearby. Family households on 24-month tenancies anchor the rental pool, which materially improves vacancy economics for landlord-owners.

Mature streetscape and amenity coverage. The immediate neighbourhood has the daily-living amenity profile of an established residential precinct — hawker centres, supermarkets, clinics, parks within a short walk or drive. The convenience compounds over a hold, even if no single amenity is a headline feature.

Lease tenor below 75 years. With roughly 63 years remaining, CPF usage starts to be capped (the 95-year rule reduces utilisation as lease decays), and bank loan tenor compresses correspondingly. The resale buyer pool narrows toward older buyers with shorter horizons.

Thin transaction history. With only 5 recorded sales, comparable-sales analysis is fragile — a single outlier transaction can skew the apparent price level by 5-10%. Triangulate with nearby district comparables rather than rely on within-project averages alone.

District supply pipeline. Non-prime districts are more sensitive to GLS pipeline additions; check the URA Master Plan 2019 confirmed and provisional land sales schedule for the immediate 5-year window. New launches at 10-20% lower PSF can compress secondary-market resale velocity for 18-24 months around their launch dates.

[
    {
        "persona": "Young couple, first home",
        "fit_color": "amber",
        "reason": "Lease horizon constrains long-hold optionality"
    },
    {
        "persona": "Family with school-age kids",
        "fit_color": "green",
        "reason": "Nearby schools support MOE registration priority"
    },
    {
        "persona": "CBD commuter",
        "fit_color": "green",
        "reason": "Walking-distance MRT supports daily commute"
    },
    {
        "persona": "Rental investor (yield-focused)",
        "fit_color": "red",
        "reason": "Thin transaction history makes underwriting fragile"
    },
    {
        "persona": "Foreign professional (expat)",
        "fit_color": "green",
        "reason": "MRT plus mid-size facility suite typically meets expat-tenant criteria"
    },
    {
        "persona": "Long-term hold (10+ yr)",
        "fit_color": "amber",
        "reason": "Plan exit timing around lease-decay thresholds"
    }
]

Composite assessment: GERALD GARDENS benefits from MRT proximity but the lease horizon or district position requires careful exit-timing planning. Active management of the hold matters more than passive accumulation. 5 transactions in URA REALIS provide the data foundation for this view.

Suggested holding period for most buyer profiles: 5-8 years with monitored exit windows. Cross-reference per-bedroom net yield against district comparables via the compare-tool, model monthly cash-flow with the mortgage calculator, and confirm your effective BSD+ABSD cost using the stamp-duty calculator before finalising. This profile is informational; not a personal investment recommendation.

FAQ

What is the average price for GERALD GARDENS?
The average transaction price is $4,181,778 across 5 sales.
What is the rental yield for GERALD GARDENS?
The estimated gross yield is 1.6%.
Is GERALD GARDENS freehold or leasehold?
GERALD GARDENS has a 999 yrs lease commencing from 1879 tenure with approximately 63 years remaining.
How far is the nearest MRT from GERALD GARDENS?
Approximately 0.53km to Fernvale. Verify the actual pedestrian walking time on OneMap or Google Maps before relying on the distance for commute planning.
What is the tenure of GERALD GARDENS?
The development is 63-year balance leasehold. Remaining lease drives CPF eligibility, max loan tenor, and the next buyer's downstream financing.
How does GERALD GARDENS compare to other projects in the district?
A primary district comparable is PARC GREENWICH. Compare PSF, facilities scale, MRT proximity, tenure remaining, and recent transaction velocity before assuming one project strictly outperforms another.
What stamp duty applies for a foreign buyer of GERALD GARDENS?
As at 2026-05, foreign individual buyers face 60% ABSD on the purchase price plus tiered BSD per IRAS. Free Trade Agreement nationals (US, Iceland, Liechtenstein, Norway, Switzerland) receive Singapore Citizen-equivalent treatment. Verify the live rate before transacting.

Methodology & Sources

This analysis covers All available years and refreshes as new data becomes available.

Transaction data sourced from URA REALIS.

  • Sales data: 5 transactions analysed
  • Rental data: 6 lease records analysed
  • Gross yield = (avg monthly rent × 12) / avg sale price

Median values used to minimise outlier impact. PSF = price per square foot.

View Live Data for GERALD GARDENS

Access the full interactive dashboard with real-time sales trends, rental yields, and investment calculators.

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